Money tools for India from Journalist Today: calculators and rate trackers from official sources.
Every rate comes from the body that sets it — the Ministry of Finance for small savings, the Reserve Bank of India for policy rates, NPCI for UPI, the Income Tax Department for tax, and each bank’s own rate card for FDs. The calculators run in your browser and do not store what you enter.
Calculators
- Income tax calculator 2026-27: new regime versus old regime, with slabs, rebate, surcharge and cess.
- PPF calculator: maturity value of a Public Provident Fund account, including extensions.
- Sukanya Samriddhi Yojana calculator: maturity value of an SSY account at 21 years.
- FD calculator: interest and maturity on a fixed deposit.
- RD calculator: recurring deposits with quarterly compounding.
Rates and limits
- Small savings interest rates: PPF, Sukanya Samriddhi, SCSS, NSC, KVP, MIS and Post Office deposits.
- Bank FD interest rates: the highest general and senior-citizen rates at major banks.
- Repo rate today and the RBI MPC meeting schedule.
- UPI limit per day: NPCI, bank and app limits.
Small savings schemes, one by one
Post Office savings account · 1-year time deposit · 2-year time deposit · 3-year time deposit · 5-year time deposit · Post Office RD · Senior Citizens Savings Scheme · Monthly Income Scheme · National Savings Certificate · Kisan Vikas Patra · PPF · Sukanya Samriddhi Yojana
FD rates by bank
SBI · HDFC Bank · ICICI Bank · Axis Bank · Kotak Mahindra Bank · PNB · Bank of Baroda · Canara Bank · Union Bank of India · Indian Bank · IDFC FIRST Bank · Yes Bank · IndusInd Bank · Federal Bank · AU Small Finance Bank