FD Interest Rates
FD interest rates at 22 Indian banks, from each bank’s own rate card.
| Name | Highest rate, general | Highest rate, senior citizens | Tenure (general) | Rate card effective |
|---|---|---|---|---|
| Ujjivan Small Finance Bank FD Interest Rates | 8.10% | 8.60% | 3 years 1 day to 3 years 6 months | |
| Equitas Small Finance Bank FD Interest Rates | 8.00% | 8.50% | 3 years 1 day (Maxima FD) | |
| Bandhan Bank FD Interest Rates | 7.45% | 7.95% | 2 years to less than 3 years | |
| AU Small Finance Bank FD Interest Rates | 7.40% | 7.90% | 30 Months 1 Day to 36 Months | |
| IDFC FIRST Bank FD Interest Rates | 7.25% | 7.50% | 500 days – 2 years | |
| IndusInd Bank FD Interest Rates | 7.25% | 7.85% | 2 Years to 3 Years | |
| Yes Bank FD Interest Rates | 7.25% | 7.75% | 18 months 1 day < 24 months | |
| RBL Bank FD Interest Rates | 7.00% | 7.50% | 18 months to less than 60 months | |
| Indian Bank FD Interest Rates | 6.80% | 7.30% | Ind Grow (555 Days) | |
| Kotak Mahindra Bank FD Interest Rates | 6.80% | 7.55% | 2 years- less than 3 years | |
| PNB FD Interest Rates | 6.80% | 7.30% | 680 Days | |
| Bank of Baroda FD Interest Rates | 6.75% | 7.25% | bob Golden Goal deposit Scheme (555 Days) | |
| Canara Bank FD Interest Rates | 6.75% | 7.25% | 555 Days ## | |
| Central Bank of India FD Interest Rates | 6.75% | 7.25% | 444 days (callable special) | |
| Federal Bank FD Interest Rates | 6.70% | 7.20% | 48 months | |
| Axis Bank FD Interest Rates | 6.60% | 7.35% | 2 years < 3 years; 3 years < 5 years; 5 years to 10 years | |
| Indian Overseas Bank FD Interest Rates | 6.60% | 7.10% | 444 days | |
| UCO Bank FD Interest Rates | 6.60% | 7.10% | 535 days | |
| Union Bank of India FD Interest Rates | 6.55% | 7.05% | 555 Days | |
| HDFC Bank FD Interest Rates | 6.50% | 7.10% | 3 Years 1 day to < 4 Years 7 Months | |
| ICICI Bank FD Interest Rates | 6.50% | 7.10% | 3 Years 1 Day to 5 Years; 5 Years 1 Day to 10 Years | |
| SBI FD Interest Rates | 6.45% | 7.05% | Amrit Vrishti (444 days) |
The table shows the highest fixed deposit rate each bank pays the general public and senior citizens on deposits below ₹3 crore, with the tenure that earns it and the date of the rate card. Open a bank for its full tenure table, special deposits, senior-citizen rules and tax-saver rate.
Rates change without notice, and the bank’s own rate card on the date you deposit is final. Work out returns with the FD calculator, or compare with Post Office time deposits.
Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.