Federal Bank FD Interest Rates
Federal Bank FD interest rates: up to 6.70% for the general public and 7.20% for senior citizens.
- Highest rate, general
- 6.70%
- Tenure (general)
- 48 months
- Highest rate, senior citizens
- 7.20%
- Tenure (senior)
- 48 months
- 5-year tax-saver FD
- 6.40%
- Rate card effective
Federal Bank’s rate card effective 29 September 2026 pays up to 6.70% a year (48 months) on fixed deposits below ₹3 crore. Senior citizens get up to 7.20% (48 months).
Senior citizens. Federal Bank’s table shows senior rates 0.50 point above the general rate; its page says NRO accounts do not get the senior-citizen premium.
Tax-saver FD. The 5-year tax-saving deposit pays 6.40%.
Questions
What is the highest Federal Bank FD rate?
6.70% for the general public on 48 months, and 7.20% for senior citizens on 48 months, per the rate card effective 29 September 2026.
How much will my Federal Bank FD earn?
Enter the amount, rate and tenure in the FD calculator.
Compare banks in the FD interest rates table.
- Bank
- Federal Bank
- Full rate table (below ₹3 crore)
Tenure General Senior citizens 7 days to 29 days 3.00% 3.50% 30 days to 45 days 3.25% 3.75% 46 days to 90 days 4.25% 4.75% 91 days to 180 days 4.50% 5.00% 181 days 6.00% 6.50% 182 days to 270 days 5.50% 6.00% 271 days to less than 1 year 6.00% 6.50% 1 year 6.25% 6.75% Above 1 year to less than 15 Months 6.55% 7.05% 15 Months 6.65% 7.15% Above 15 Months to 24 Months 6.55% 7.05% Above 24 months to less than 48 months 6.50% 7.00% 48 months 6.70% 7.20% Above 48 months to 10 years 6.40% 6.90% - Senior citizen rule
- Federal Bank's table shows senior rates 0.50 point above the general rate; its page says NRO accounts do not get the senior-citizen premium.
- Bank rate card
- federal.bank.in
- Sources
Source Link Federal Bank interest rates page https://www.federal.bank.in/deposit-rate - Last checked
Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.