PNB FD Interest Rates

PNB FD interest rates: up to 6.60% for the general public and 7.10% for senior citizens.

Highest rate, general: 6.60%
Tenure (general): 444 Days
Highest rate, senior citizens: 7.10%
Tenure (senior): 444 Days
5-year tax-saver FD: 6.10%
Rate card effective: June 1, 2026

Punjab National Bank’s rate card effective 1 June 2026 pays up to 6.60% a year (444 Days) on fixed deposits below ₹3 crore. Senior citizens get up to 7.10% (444 Days).

Special deposits. 444 Days (444 Days): 6.60%, seniors 7.10%; 666 Days (666 Days): 6.50%, seniors 7.00%; PNB Palaash (1204 days bucket) (1204 Days): 6.30%, seniors 6.80%; 155 Days (155 Days): 5.55%, seniors 6.05%; 303 Days (303 Days): 5.55%, seniors 6.05%; PNB Tax Saver Fixed Deposit Scheme (5 Years): 6.10%, seniors 6.60%.

Senior citizens. Senior citizens (60 to 79) get 0.50 point more up to 5 years and 0.80 point more above 5 years on deposits below ₹3 crore; super senior citizens (80 and above) get 0.80 point more on every tenure.

Tax-saver FD. The 5-year tax-saving deposit pays 6.10%.

Questions

What is the highest PNB FD rate?

6.60% for the general public on 444 Days, and 7.10% for senior citizens on 444 Days, per the rate card effective 1 June 2026.

How much will my PNB FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: Punjab National Bank
Special deposits: Scheme Tenure General Senior
444 Days 444 Days 6.60% 7.10%
666 Days 666 Days 6.50% 7.00%
PNB Palaash (1204 days bucket) 1204 Days 6.30% 6.80%
155 Days 155 Days 5.55% 6.05%
303 Days 303 Days 5.55% 6.05%
PNB Tax Saver Fixed Deposit Scheme 5 Years 6.10% 6.60%
Full rate table (below ₹3 crore): Tenure General Senior citizens
7 to 14 Days 3.00% 3.50%
15 to 45 Days 3.00% 3.50%
46 to 90 Days 4.50% 5.00%
91 to 154 Days 4.90% 5.40%
155 Days 5.55% 6.05%
156 Days to 179 Days 4.90% 5.40%
180 to 270 Days 5.60% 6.10%
271 Days to 302 Days 5.60% 6.10%
303 Days 5.55% 6.05%
304 Days to >1 Year 5.60% 6.10%
1 Year 6.25% 6.75%
>1 Year to 389 Days 6.30% 6.80%
390 Days 6.30% 6.80%
391 Days to 443 Days 6.30% 6.80%
444 Days 6.60% 7.10%
445 Days to 665 Days 6.30% 6.80%
666 Days 6.50% 7.00%
667 Days to 2 Years 6.30% 6.80%
>2 to 3 Years 6.30% 6.80%
>3 Years to 1203 Days 6.35% 6.85%
1204 Days 6.30% 6.80%
1205 Days to 5 Years 6.35% 6.85%
>5 Years to 10 Years 6.00% 6.80%
Senior citizen rule: Senior citizens (60 to 79) get 0.50 point more up to 5 years and 0.80 point more above 5 years on deposits below ₹3 crore; super senior citizens (80 and above) get 0.80 point more on every tenure.
Bank rate card: pnb.bank.in
Sources: Source Link
Punjab National Bank interest rates page https://www.pnb.bank.in/Interest-Rates-Deposit.html
Last checked: September 30, 2026

Scheme	Tenure	General	Senior
444 Days	444 Days	6.60%	7.10%
666 Days	666 Days	6.50%	7.00%
PNB Palaash (1204 days bucket)	1204 Days	6.30%	6.80%
155 Days	155 Days	5.55%	6.05%
303 Days	303 Days	5.55%	6.05%
PNB Tax Saver Fixed Deposit Scheme	5 Years	6.10%	6.60%

Tenure	General	Senior citizens
7 to 14 Days	3.00%	3.50%
15 to 45 Days	3.00%	3.50%
46 to 90 Days	4.50%	5.00%
91 to 154 Days	4.90%	5.40%
155 Days	5.55%	6.05%
156 Days to 179 Days	4.90%	5.40%
180 to 270 Days	5.60%	6.10%
271 Days to 302 Days	5.60%	6.10%
303 Days	5.55%	6.05%
304 Days to >1 Year	5.60%	6.10%
1 Year	6.25%	6.75%
>1 Year to 389 Days	6.30%	6.80%
390 Days	6.30%	6.80%
391 Days to 443 Days	6.30%	6.80%
444 Days	6.60%	7.10%
445 Days to 665 Days	6.30%	6.80%
666 Days	6.50%	7.00%
667 Days to 2 Years	6.30%	6.80%
>2 to 3 Years	6.30%	6.80%
>3 Years to 1203 Days	6.35%	6.85%
1204 Days	6.30%	6.80%
1205 Days to 5 Years	6.35%	6.85%
>5 Years to 10 Years	6.00%	6.80%

Source	Link
Punjab National Bank interest rates page	https://www.pnb.bank.in/Interest-Rates-Deposit.html

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.