IndusInd Bank FD Interest Rates

IndusInd Bank FD interest rates: up to 7.00% for the general public and 7.75% for senior citizens.

Highest rate, general: 7.00%
Tenure (general): 2 Years to 3 Years
Highest rate, senior citizens: 7.75%
Tenure (senior): 2 Years to 3 Years
5-year tax-saver FD: 6.65%
Rate card effective: July 24, 2026

IndusInd Bank’s rate card effective 24 July 2026 pays up to 7.00% a year (2 Years to 3 Years) on fixed deposits below ₹3 crore. Senior citizens get up to 7.75% (2 Years to 3 Years).

Tax-saver FD. The 5-year tax-saving deposit pays 6.65%, seniors 7.15%.

Senior citizens. IndusInd Bank adds 0.75 point for senior citizens (60 and above) on callable domestic deposits below ₹3 crore for 2 years to 3 years, and 0.50 point on other tenures. The senior rate does not apply to NRE or NRO deposits.

Questions

What is the highest IndusInd Bank FD rate?

7.00% for the general public on 2 Years to 3 Years, and 7.75% for senior citizens on 2 Years to 3 Years, per the rate card effective 24 July 2026.

How much will my IndusInd Bank FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: IndusInd Bank
Full rate table (below ₹3 crore): Tenure General Senior citizens
7 days to 30 days 3.25% 3.75%
31 days to 45 days 3.50% 4.00%
46 days to 60 days 4.50% 5.00%
61 days to 90 days 4.75% 5.25%
91 days to 120 days 5.00% 5.50%
121 days to 179 days 5.00% 5.50%
180 days 6.00% 6.50%
181 days to 210 days 5.75% 6.25%
211 days to 269 days 6.00% 6.50%
270 days to 364 days 6.25% 6.75%
1 Year to below 1 Year 6 Month 6.75% 7.25%
1 Year 6 months to below 1 Year 7 months 6.90% 7.40%
1 Year 7 months to below 2 Years 6.90% 7.40%
2 Years to 3 Years 7.00% 7.75%
Above 3 Years up to below 61 Months 6.65% 7.15%
61 Months and above 6.50% 7.00%
Senior citizen rule: IndusInd Bank adds 0.75 point for senior citizens (60 and above) on callable domestic deposits below ₹3 crore for 2 years to 3 years, and 0.50 point on other tenures; not applicable to NRE or NRO deposits.
Bank rate card: indusind.bank.in
Sources: Source Link
IndusInd Bank interest rates page https://www.indusind.bank.in/in/en/personal/rates.html
Last checked: October 5, 2026

Tenure	General	Senior citizens
7 days to 30 days	3.25%	3.75%
31 days to 45 days	3.50%	4.00%
46 days to 60 days	4.50%	5.00%
61 days to 90 days	4.75%	5.25%
91 days to 120 days	5.00%	5.50%
121 days to 179 days	5.00%	5.50%
180 days	6.00%	6.50%
181 days to 210 days	5.75%	6.25%
211 days to 269 days	6.00%	6.50%
270 days to 364 days	6.25%	6.75%
1 Year to below 1 Year 6 Month	6.75%	7.25%
1 Year 6 months to below 1 Year 7 months	6.90%	7.40%
1 Year 7 months to below 2 Years	6.90%	7.40%
2 Years to 3 Years	7.00%	7.75%
Above 3 Years up to below 61 Months	6.65%	7.15%
61 Months and above	6.50%	7.00%

Source	Link
IndusInd Bank interest rates page	https://www.indusind.bank.in/in/en/personal/rates.html

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.