Bank of Baroda FD Interest Rates
Bank of Baroda FD interest rates: up to 6.75% for the general public and 7.25% for senior citizens.
- Highest rate, general
- 6.75%
- Tenure (general)
- bob Golden Goal deposit Scheme (555 Days)
- Highest rate, senior citizens
- 7.25%
- Tenure (senior)
- bob Golden Goal deposit Scheme (555 Days)
- 5-year tax-saver FD
- 6.30%
- Rate card effective
Bank of Baroda’s rate card effective 12 June 2026 pays up to 6.75% a year (bob Golden Goal deposit Scheme (555 Days)) on fixed deposits below ₹3 crore. Senior citizens get up to 7.25% (bob Golden Goal deposit Scheme (555 Days)).
Special deposits. bob Square Drive Deposit Scheme (444 Days): 6.45%, seniors 6.95%; bob Golden Goal deposit Scheme (555 Days): 6.75%, seniors 7.25%.
Senior citizens. Senior citizens get 0.50 point more up to 3 years, 0.60 point more above 3 and up to 5 years, and 1.00 point more above 5 and up to 10 years; super senior citizens get a further 0.10 point above 1 year and up to 5 years.
Tax-saver FD. The 5-year tax-saving deposit pays 6.30%.
Questions
What is the highest Bank of Baroda FD rate?
6.75% for the general public on bob Golden Goal deposit Scheme (555 Days), and 7.25% for senior citizens on bob Golden Goal deposit Scheme (555 Days), per the rate card effective 12 June 2026.
How much will my Bank of Baroda FD earn?
Enter the amount, rate and tenure in the FD calculator.
Compare banks in the FD interest rates table.
- Bank
- Bank of Baroda
- Special deposits
Scheme Tenure General Senior bob Square Drive Deposit Scheme 444 Days 6.45% 6.95% bob Golden Goal deposit Scheme 555 Days 6.75% 7.25% - Full rate table (below ₹3 crore)
Tenure General Senior citizens 7 days to 14 days 3.50% 4.00% 15 days to 45 days 3.50% 4.00% 46 days to 90 days 5.00% 5.50% 91 days to 180 days 5.00% 5.50% 181 days to 210 days 5.50% 6.00% 211 days to 270 days 5.75% 6.25% 271 days & above and less than 1 year 6.00% 6.50% 1 year 6.25% 6.75% Above 1 year to 400 days 6.25% 6.75% Above 400 days and upto 2 Years (except 444 and 555 Days) 6.25% 6.75% Above 2 Years and upto 3 Years 6.25% 6.75% Above 3 Years and upto 5 Years 6.30% 6.90% Above 5 Years and upto 10 Years 6.00% 7.00% Above 10 years (MACAD only) 5.50% 6.00% - Senior citizen rule
- Senior citizens get 0.50 point more up to 3 years, 0.60 point more above 3 and up to 5 years, and 1.00 point more above 5 and up to 10 years; super senior citizens get a further 0.10 point above 1 year and up to 5 years.
- Bank rate card
- bankofbaroda.bank.in
- Sources
Source Link Bank of Baroda interest rates page https://bankofbaroda.bank.in/interest-rate-and-service-charges/deposits-interest-rates/fixed-deposits-callable-and-non-callable-upto-ten-crores tax saver general 6.30 / senior 6.90 https://bankofbaroda.bank.in/interest-rate-and-service-charges/deposits-interest-rates/fixed-deposits-tax-saving - Last checked
Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.