Union Bank of India FD Interest Rates

Union Bank of India FD interest rates: up to 6.65% for the general public and 7.15% for senior citizens.

Highest rate, general: 6.65%
Tenure (general): 555 Days
Highest rate, senior citizens: 7.15%
Tenure (senior): 555 Days
Rate card effective: June 1, 2026

Union Bank of India’s rate card effective 1 June 2026 pays up to 6.65% a year (555 Days) on fixed deposits below ₹3 crore. Senior citizens get up to 7.15% (555 Days).

Special deposits. 444 days (444 days): 6.50%, seniors 7.00%; 555 Days (555 Days): 6.65%, seniors 7.15%; 400 Days (400 Days): 6.25%, seniors 6.75%; 997 days (997 days): 6.10%, seniors 6.60%.

Senior citizens. Union Bank states an extra 0.50 point for resident senior citizens and 0.75 point for super senior citizens. The senior rates shown here are the general rate plus 0.50 point, calculated from that rule.

Questions

What is the highest Union Bank of India FD rate?

6.65% for the general public on 555 Days, and 7.15% for senior citizens on 555 Days, per the rate card effective 1 June 2026.

How much will my Union Bank of India FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: Union Bank of India
Special deposits: Scheme Tenure General Senior
444 days 444 days 6.50% 7.00%
555 Days 555 Days 6.65% 7.15%
400 Days 400 Days 6.25% 6.75%
997 days 997 days 6.10% 6.60%
Full rate table (below ₹3 crore): Tenure General Senior citizens
7-14 Days 2.70% 3.20%
15 -30 Days 2.80% 3.30%
31-45 Days 3.00% 3.50%
46 -90 Days 4.00% 4.50%
91-120 Days 4.30% 4.80%
121-180 Days 4.75% 5.25%
181 -270 Days 5.40% 5.90%
271-364 Days 5.60% 6.10%
1 Yr to 399 days 6.20% 6.70%
400 Days 6.25% 6.75%
401 to 443 days 6.25% 6.75%
444 days 6.50% 7.00%
445 Days to 554 Days 6.15% 6.65%
555 Days 6.65% 7.15%
556 Days to 996 days 6.15% 6.65%
997 days 6.10% 6.60%
998 days to 3 Yrs 6.10% 6.60%
> 3 Yrs to 10 Yrs 6.00% 6.50%
Senior citizen rule: Union Bank states an extra 0.50 point for resident senior citizens and 0.75 point for super senior citizens. The senior rates shown here are the general rate plus 0.50 point, calculated from that rule.
Bank rate card: unionbankofindia.bank.in
Sources: Source Link
Union Bank of India interest rates page https://www.unionbankofindia.bank.in/en/details/rate-of-interest
Last checked: September 30, 2026

Scheme	Tenure	General	Senior
444 days	444 days	6.50%	7.00%
555 Days	555 Days	6.65%	7.15%
400 Days	400 Days	6.25%	6.75%
997 days	997 days	6.10%	6.60%

Tenure	General	Senior citizens
7-14 Days	2.70%	3.20%
15 -30 Days	2.80%	3.30%
31-45 Days	3.00%	3.50%
46 -90 Days	4.00%	4.50%
91-120 Days	4.30%	4.80%
121-180 Days	4.75%	5.25%
181 -270 Days	5.40%	5.90%
271-364 Days	5.60%	6.10%
1 Yr to 399 days	6.20%	6.70%
400 Days	6.25%	6.75%
401 to 443 days	6.25%	6.75%
444 days	6.50%	7.00%
445 Days to 554 Days	6.15%	6.65%
555 Days	6.65%	7.15%
556 Days to 996 days	6.15%	6.65%
997 days	6.10%	6.60%
998 days to 3 Yrs	6.10%	6.60%
> 3 Yrs to 10 Yrs	6.00%	6.50%

Source	Link
Union Bank of India interest rates page	https://www.unionbankofindia.bank.in/en/details/rate-of-interest

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.