Indian Bank FD Interest Rates

Indian Bank FD interest rates: up to 6.80% for the general public and 7.30% for senior citizens.

Highest rate, general: 6.80%
Tenure (general): Ind Grow (555 Days)
Highest rate, senior citizens: 7.30%
Tenure (senior): Ind Grow (555 Days)
5-year tax-saver FD: 6.00%
Rate card effective: October 23, 2026

Indian Bank’s rate card effective 23 October 2026 pays up to 6.80% a year (Ind Grow (555 Days)) on fixed deposits below ₹3 crore. Senior citizens get up to 7.30% (Ind Grow (555 Days)).

Special deposits. IND Supreme 2.0 (300 days): 6.20%, seniors 6.70%; Ind Green (500 Days): 6.40%, seniors 6.90%; Ind Grow (555 Days): 6.80%, seniors 7.30%; Ind Prosper (777 Days): 6.75%, seniors 7.25%.

Senior citizens. Indian Bank states an extra 0.50 point for senior citizens (0.75 point for above 5 years up to 10 years), and a further 0.25 point for super senior citizens. The senior rates shown here are calculated from that rule.

Tax-saver FD. The 5-year tax-saving deposit pays 6.00%.

Questions

What is the highest Indian Bank FD rate?

6.80% for the general public on Ind Grow (555 Days), and 7.30% for senior citizens on Ind Grow (555 Days), per the rate card effective 23 October 2026.

How much will my Indian Bank FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: Indian Bank
Special deposits: Scheme Tenure General Senior
IND Supreme 2.0 300 days 6.20% 6.70%
Ind Green 500 Days 6.40% 6.90%
Ind Grow 555 Days 6.80% 7.30%
Ind Prosper 777 Days 6.75% 7.25%
Full rate table (below ₹3 crore): Tenure General Senior citizens
7 days to 14 days 2.80% 3.30%
15 days to 29 days 2.80% 3.30%
30 days to 45 days 3.00% 3.50%
46 days to 90 days 3.25% 3.75%
91 days to 120 days 3.50% 4.00%
121 days to 180 days 3.85% 4.35%
181 days to less than 9 months 4.50% 5.00%
9 months to less than 1 year 4.75% 5.25%
IND Supreme 2.0(300 days) 6.20% 6.70%
1 year 6.10% 6.60%
Above 1 year to less than 2 years 6.20% 6.70%
Ind Green (500 Days) 6.40% 6.90%
Ind Grow (555 Days) 6.80% 7.30%
2 years to less than 3 years 6.15% 6.65%
Ind Prosper(777 Days) 6.75% 7.25%
3 years to less than 5 years 6.05% 6.55%
5 year 6.00% 6.50%
Above 5 years 6.00% 6.75%
Senior citizen rule: Indian Bank states an extra 0.50 point for senior citizens (0.75 point for above 5 years up to 10 years), and a further 0.25 point for super senior citizens. The senior rates shown here are calculated from that rule.
Bank rate card: indianbank.bank.in
Sources: Source Link
Indian Bank deposit rates page (domestic retail term deposits below ₹3 crore, revised w.e.f. 23 October 2026) https://indianbank.bank.in/en/deposit-rates
Last checked: November 7, 2026

Scheme	Tenure	General	Senior
IND Supreme 2.0	300 days	6.20%	6.70%
Ind Green	500 Days	6.40%	6.90%
Ind Grow	555 Days	6.80%	7.30%
Ind Prosper	777 Days	6.75%	7.25%

Tenure	General	Senior citizens
7 days to 14 days	2.80%	3.30%
15 days to 29 days	2.80%	3.30%
30 days to 45 days	3.00%	3.50%
46 days to 90 days	3.25%	3.75%
91 days to 120 days	3.50%	4.00%
121 days to 180 days	3.85%	4.35%
181 days to less than 9 months	4.50%	5.00%
9 months to less than 1 year	4.75%	5.25%
IND Supreme 2.0(300 days)	6.20%	6.70%
1 year	6.10%	6.60%
Above 1 year to less than 2 years	6.20%	6.70%
Ind Green (500 Days)	6.40%	6.90%
Ind Grow (555 Days)	6.80%	7.30%
2 years to less than 3 years	6.15%	6.65%
Ind Prosper(777 Days)	6.75%	7.25%
3 years to less than 5 years	6.05%	6.55%
5 year	6.00%	6.50%
Above 5 years	6.00%	6.75%

Source	Link
Indian Bank deposit rates page (domestic retail term deposits below ₹3 crore, revised w.e.f. 23 October 2026)	https://indianbank.bank.in/en/deposit-rates

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.