Indian Bank FD Interest Rates

Indian Bank FD interest rates: up to 6.65% for the general public and 7.15% for senior citizens.

Highest rate, general: 6.65%
Tenure (general): Ind Grow (555 Days)
Highest rate, senior citizens: 7.15%
Tenure (senior): Ind Grow (555 Days)
5-year tax-saver FD: 6.00%
Rate card effective: August 4, 2026

Indian Bank’s rate card effective 4 August 2026 pays up to 6.65% a year (Ind Grow (555 Days)) on fixed deposits below ₹3 crore. Senior citizens get up to 7.15% (Ind Grow (555 Days)).

Special deposits. IND Supreme 2.0 (300 days): 6.20%, seniors 6.70%; Ind Green (500 Days): 6.40%, seniors 6.90%; Ind Grow (555 Days): 6.65%, seniors 7.15%; Ind Prosper (777 Days): 6.60%, seniors 7.10%.

Senior citizens. Indian Bank states an extra 0.50 point for senior citizens (0.75 point for above 5 years up to 10 years), and a further 0.25 point for super senior citizens. The senior rates shown here are calculated from that rule.

Tax-saver FD. The 5-year tax-saving deposit pays 6.00%.

Questions

What is the highest Indian Bank FD rate?

6.65% for the general public on Ind Grow (555 Days), and 7.15% for senior citizens on Ind Grow (555 Days), per the rate card effective 4 August 2026.

How much will my Indian Bank FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: Indian Bank
Special deposits: Scheme Tenure General Senior
IND Supreme 2.0 300 days 6.20% 6.70%
Ind Green 500 Days 6.40% 6.90%
Ind Grow 555 Days 6.65% 7.15%
Ind Prosper 777 Days 6.60% 7.10%
Full rate table (below ₹3 crore): Tenure General Senior citizens
7 days to 14 days 2.80% 3.30%
15 days to 29 days 2.80% 3.30%
30 days to 45 days 3.00% 3.50%
46 days to 90 days 3.25% 3.75%
91 days to 120 days 3.50% 4.00%
121 days to 180 days 3.85% 4.35%
181 days to less than 9 months 4.50% 5.00%
9 months to less than 1 year 4.75% 5.25%
IND Supreme 2.0(300 days) 6.20% 6.70%
1 year 6.10% 6.60%
Above 1 year to less than 2 years 6.20% 6.70%
Ind Green (500 Days) 6.40% 6.90%
Ind Grow (555 Days) 6.65% 7.15%
2 years to less than 3 years 6.15% 6.65%
Ind Prosper(777 Days) 6.60% 7.10%
3 years to less than 5 years 6.05% 6.55%
5 year 6.00% 6.50%
Above 5 years 6.00% 6.75%
Senior citizen rule: Indian Bank states an extra 0.50 point for senior citizens (0.75 point for above 5 years up to 10 years), and a further 0.25 point for super senior citizens. The senior rates shown here are calculated from that rule.
Bank rate card: indianbank.bank.in
Sources: Source Link
Indian Bank interest rates page https://www.indianbank.bank.in/departments/deposit-rates/
Last checked: September 30, 2026

Scheme	Tenure	General	Senior
IND Supreme 2.0	300 days	6.20%	6.70%
Ind Green	500 Days	6.40%	6.90%
Ind Grow	555 Days	6.65%	7.15%
Ind Prosper	777 Days	6.60%	7.10%

Tenure	General	Senior citizens
7 days to 14 days	2.80%	3.30%
15 days to 29 days	2.80%	3.30%
30 days to 45 days	3.00%	3.50%
46 days to 90 days	3.25%	3.75%
91 days to 120 days	3.50%	4.00%
121 days to 180 days	3.85%	4.35%
181 days to less than 9 months	4.50%	5.00%
9 months to less than 1 year	4.75%	5.25%
IND Supreme 2.0(300 days)	6.20%	6.70%
1 year	6.10%	6.60%
Above 1 year to less than 2 years	6.20%	6.70%
Ind Green (500 Days)	6.40%	6.90%
Ind Grow (555 Days)	6.65%	7.15%
2 years to less than 3 years	6.15%	6.65%
Ind Prosper(777 Days)	6.60%	7.10%
3 years to less than 5 years	6.05%	6.55%
5 year	6.00%	6.50%
Above 5 years	6.00%	6.75%

Source	Link
Indian Bank interest rates page	https://www.indianbank.bank.in/departments/deposit-rates/

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.