ICICI Bank FD Interest Rates

ICICI Bank FD interest rates: up to 6.50% for the general public and 7.10% for senior citizens.

Highest rate, general: 6.50%
Tenure (general): 3 Years 1 Day to 5 Years; 5 Years 1 Day to 10 Years
Highest rate, senior citizens: 7.10%
Tenure (senior): 3 Years 1 Day to 5 Years
Rate card effective: September 29, 2026

ICICI Bank’s rate card effective 29 September 2026 pays up to 6.50% a year (3 Years 1 Day to 5 Years; 5 Years 1 Day to 10 Years) on fixed deposits below ₹3 crore. Senior citizens get up to 7.10% (3 Years 1 Day to 5 Years).

Senior citizens. ICICI Bank says senior citizens earn an extra 0.50%; its table shows no premium below 185 days and 0.60 point more for 3 years 1 day to 5 years.

Questions

What is the highest ICICI Bank FD rate?

6.50% for the general public on 3 Years 1 Day to 5 Years; 5 Years 1 Day to 10 Years, and 7.10% for senior citizens on 3 Years 1 Day to 5 Years, per the rate card effective 29 September 2026.

How much will my ICICI Bank FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: ICICI Bank
Full rate table (below ₹3 crore): Tenure General Senior citizens
7 to 29 Days 3.50% 3.50%
30 to 45 Days 4.25% 4.25%
46 to 60 Days 4.50% 4.50%
61 to 90 Days 4.75% 4.75%
91 to 184 Days 5.25% 5.25%
185 to 270 Days 5.50% 6.00%
271 Days to < 1 Year 5.50% 6.00%
1 Year to 389 Days 6.25% 6.75%
390 Days to < 18 Months 6.25% 6.75%
18 Months to 2 Years 6.30% 6.80%
2 Years 1 Day to 3 Years 6.45% 6.95%
3 Years 1 Day to 5 Years 6.50% 7.10%
5 Years 1 Day to 10 Years 6.50% 7.00%
Senior citizen rule: ICICI Bank says senior citizens earn an extra 0.50%; its table shows no premium below 185 days and 0.60 point more for 3 years 1 day to 5 years.
Bank rate card: icici.bank.in
Sources: Source Link
ICICI Bank interest rates page https://www.icici.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates
Last checked: September 30, 2026

Tenure	General	Senior citizens
7 to 29 Days	3.50%	3.50%
30 to 45 Days	4.25%	4.25%
46 to 60 Days	4.50%	4.50%
61 to 90 Days	4.75%	4.75%
91 to 184 Days	5.25%	5.25%
185 to 270 Days	5.50%	6.00%
271 Days to < 1 Year	5.50%	6.00%
1 Year to 389 Days	6.25%	6.75%
390 Days to < 18 Months	6.25%	6.75%
18 Months to 2 Years	6.30%	6.80%
2 Years 1 Day to 3 Years	6.45%	6.95%
3 Years 1 Day to 5 Years	6.50%	7.10%
5 Years 1 Day to 10 Years	6.50%	7.00%

Source	Link
ICICI Bank interest rates page	https://www.icici.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.