ICICI Bank FD Interest Rates

ICICI Bank FD interest rates: up to 6.50% for the general public and 7.10% for senior citizens.

Highest rate, general: 6.50%
Tenure (general): 3 Years 1 Day to 5 Years; 5 Years 1 Day to 10 Years
Highest rate, senior citizens: 7.10%
Tenure (senior): 3 Years 1 Day to 5 Years
Rate card effective: October 5, 2026

ICICI Bank’s rate card effective 5 October 2026 pays up to 6.50% a year (3 Years 1 Day to 5 Years; 5 Years 1 Day to 10 Years) on fixed deposits below ₹3 crore. Senior citizens get up to 7.10% (3 Years 1 Day to 5 Years).

Senior citizens. ICICI Bank says senior citizens earn an extra 0.50%; its table shows no premium below 185 days and 0.60 point more for 3 years 1 day to 5 years.

Questions

What is the highest ICICI Bank FD rate?

6.50% for the general public on 3 Years 1 Day to 5 Years; 5 Years 1 Day to 10 Years, and 7.10% for senior citizens on 3 Years 1 Day to 5 Years, per the rate card effective 5 October 2026.

How much will my ICICI Bank FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: ICICI Bank
Full rate table (below ₹3 crore): Tenure General Senior citizens
7 to 29 Days 3.50% 3.50%
30 to 45 Days 4.25% 4.25%
46 to 60 Days 4.50% 4.50%
61 to 90 Days 4.75% 4.75%
91 to 184 Days 5.25% 5.25%
185 to 270 Days 5.50% 6.00%
271 Days to < 1 Year 5.50% 6.00%
1 Year to 389 Days 6.25% 6.75%
390 Days to < 18 Months 6.25% 6.75%
18 Months to 2 Years 6.30% 6.80%
2 Years 1 Day to 3 Years 6.45% 6.95%
3 Years 1 Day to 5 Years 6.50% 7.10%
5 Years 1 Day to 10 Years 6.50% 7.00%
Senior citizen rule: ICICI Bank says senior citizens earn an extra 0.50%; its table shows no premium below 185 days and 0.60 point more for 3 years 1 day to 5 years.
Bank rate card: icici.bank.in
Sources: Source Link
ICICI Bank interest rates page https://www.icici.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates
Last checked: October 5, 2026

Tenure	General	Senior citizens
7 to 29 Days	3.50%	3.50%
30 to 45 Days	4.25%	4.25%
46 to 60 Days	4.50%	4.50%
61 to 90 Days	4.75%	4.75%
91 to 184 Days	5.25%	5.25%
185 to 270 Days	5.50%	6.00%
271 Days to < 1 Year	5.50%	6.00%
1 Year to 389 Days	6.25%	6.75%
390 Days to < 18 Months	6.25%	6.75%
18 Months to 2 Years	6.30%	6.80%
2 Years 1 Day to 3 Years	6.45%	6.95%
3 Years 1 Day to 5 Years	6.50%	7.10%
5 Years 1 Day to 10 Years	6.50%	7.00%

Source	Link
ICICI Bank interest rates page	https://www.icici.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.