Fintech & Payments

How payments and financial services work, from UPI to cross-border transfers.

A customer holds a phone towards a payment QR display on a bookshop counter.

What Happens After You Scan a UPI QR Code?

Follow a UPI payment from scan to receiving record, then examine what five months of NPCI figures reveal.

Follow the route between a payment instruction and money reaching its destination. Our coverage examines digital banking, merchant services, transaction costs and the practical choices facing businesses and their customers. We explain what changes in a product or payment network, who it affects and which conditions deserve a closer look.