RD calculator: the maturity value of a recurring deposit with quarterly compounding.
A recurring deposit takes the same amount every month for a fixed term. The 5-year Post Office Recurring Deposit pays 6.7% a year for July–September 2026, compounded quarterly, and accepts from ₹100 a month. Bank RDs set their own rates; enter your bank's rate to compare.
Each monthly deposit is compounded for the months it stays in the account. Banks and India Post round interest in their own way, so the amount credited can differ by a few rupees.
Questions
What is the Post Office RD interest rate?
6.7% a year for July–September 2026, compounded quarterly. See the Post Office RD interest rate record.
How long is a Post Office RD?
Five years, which is 60 monthly deposits. The minimum is ₹100 a month, then any amount in multiples of ₹10.
Sources
- Ministry of Finance: small savings interest rates, July–September 2026
- India Post: Post Office Saving Schemes (RD rules)
- National Savings Institute: interest rates on small savings schemes
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