HDFC Bank FD Interest Rates

HDFC Bank FD interest rates: up to 6.50% for the general public and 7.00% for senior citizens.

Highest rate, general: 6.50%
Tenure (general): 3 Years 1 day to < 4 Years 7 Months
Highest rate, senior citizens: 7.00%
Tenure (senior): 3 Years 1 day to < 4 Years 7 Months
Rate card effective: March 6, 2026

HDFC Bank’s rate card effective 6 March 2026 pays up to 6.50% a year (3 Years 1 day to < 4 Years 7 Months) on fixed deposits below ₹3 crore. Senior citizens get up to 7.00% (3 Years 1 day to < 4 Years 7 Months).

Questions

What is the highest HDFC Bank FD rate?

6.50% for the general public on 3 Years 1 day to < 4 Years 7 Months, and 7.00% for senior citizens on 3 Years 1 day to < 4 Years 7 Months, per the rate card effective 6 March 2026.

How much will my HDFC Bank FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: HDFC Bank
Full rate table (below ₹3 crore): Tenure General Senior citizens
7 - 14 days 2.75% 3.25%
15-29 days 2.75% 3.25%
30-45 days 3.25% 3.75%
46-60 days 4.25% 4.75%
61-89 days 4.25% 4.75%
90 days <= 6 months 4.25% 4.75%
6 months 1 day <=9 months 5.50% 6.00%
9 months 1 day to < 1 Year 5.75% 6.25%
1 Year to < 15 months 6.25% 6.75%
15 months to < 18 months 6.35% 6.85%
18 months to < 21 months 6.45% 6.95%
21 months to 2 years 6.45% 6.95%
2 Years 1 day to < 2 Year 11 Months 6.45% 6.95%
2 Years 11 Months (35 months) 6.45% 6.95%
2 Years 11 Months 1 day <= 3 Year 6.45% 6.95%
3 Years 1 day to < 4 Years 7 Months 6.50% 7.00%
4 Year 7 Months (55 months) 6.40% 6.90%
4 Year 7 Months 1 day <=5 Years 6.40% 6.90%
5 Years 1 day to 10 Years 6.15% 6.65%
Bank rate card: hdfc.bank.in
Sources: Source Link
HDFC Bank interest rates page https://www.hdfc.bank.in/fixed-deposit/fd-interest-rate
bank's historical chart confirms 06-Mar-26 revision https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/interest-rates/Historical-FD-Rates-Less-than-Rs-3-Crs.pdf
Last checked: September 30, 2026

Tenure	General	Senior citizens
7 - 14 days	2.75%	3.25%
15-29 days	2.75%	3.25%
30-45 days	3.25%	3.75%
46-60 days	4.25%	4.75%
61-89 days	4.25%	4.75%
90 days <= 6 months	4.25%	4.75%
6 months 1 day <=9 months	5.50%	6.00%
9 months 1 day to < 1 Year	5.75%	6.25%
1 Year to < 15 months	6.25%	6.75%
15 months to < 18 months	6.35%	6.85%
18 months to < 21 months	6.45%	6.95%
21 months to 2 years	6.45%	6.95%
2 Years 1 day to < 2 Year 11 Months	6.45%	6.95%
2 Years 11 Months (35 months)	6.45%	6.95%
2 Years 11 Months 1 day <= 3 Year	6.45%	6.95%
3 Years 1 day to < 4 Years 7 Months	6.50%	7.00%
4 Year 7 Months (55 months)	6.40%	6.90%
4 Year 7 Months 1 day <=5 Years	6.40%	6.90%
5 Years 1 day to 10 Years	6.15%	6.65%

Source	Link
HDFC Bank interest rates page	https://www.hdfc.bank.in/fixed-deposit/fd-interest-rate
bank's historical chart confirms 06-Mar-26 revision	https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/interest-rates/Historical-FD-Rates-Less-than-Rs-3-Crs.pdf

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.