IDFC FIRST Bank FD Interest Rates
IDFC FIRST Bank FD interest rates: up to 7.35% for the general public and 7.60% for senior citizens.
- Highest rate, general
- 7.35%
- Tenure (general)
- 500 days – 3 years
- Highest rate, senior citizens
- 7.60%
- Tenure (senior)
- 500 days – 3 years
- 5-year tax-saver FD
- 6.75%
- Rate card effective
IDFC FIRST Bank’s rate card effective 10 June 2026 pays up to 7.35% a year (500 days – 3 years) on fixed deposits below ₹3 crore. Senior citizens get up to 7.60% (500 days – 3 years).
Special deposits. Green Deposits (375 days): 7.00%, seniors 7.25%; Tax Saver Deposit (5 Years): 6.75%, seniors 7.00%.
Tax-saver FD. The 5-year tax-saving deposit pays 6.75%.
Questions
What is the highest IDFC FIRST Bank FD rate?
7.35% for the general public on 500 days – 3 years, and 7.60% for senior citizens on 500 days – 3 years, per the rate card effective 10 June 2026.
How much will my IDFC FIRST Bank FD earn?
Enter the amount, rate and tenure in the FD calculator.
Compare banks in the FD interest rates table.
- Bank
- IDFC FIRST Bank
- Special deposits
Scheme Tenure General Senior Green Deposits 375 days 7.00% 7.25% Tax Saver Deposit 5 Years 6.75% 7.00% - Full rate table (below ₹3 crore)
Tenure General Senior citizens 7 days – 14 days 3.25% 3.50% 15 days – 29 days 3.25% 3.50% 30 days – 45 days 3.50% 3.75% 46 days – 90 days 4.50% 4.75% 91 days – 180 days 5.00% 5.25% 181 days – less than 1 Year 6.50% 6.75% 1 year 6.50% 6.75% 1 year 1 day – 370 days 6.50% 6.75% 371 days – 390 days 7.00% 7.25% 391 days – 499 days 7.25% 7.50% 500 days – 3 years 7.35% 7.60% 3 years 1 day – 5 years 6.75% 7.00% 5 years 1 day – 10 years 6.00% 6.25% - Bank rate card
- idfcfirst.bank.in
- Sources
Source Link IDFC FIRST Bank interest rates page https://www.idfcfirst.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates - Last checked
Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.