IDFC FIRST Bank FD Interest Rates
IDFC FIRST Bank FD interest rates: up to 7.10% for the general public and 7.35% for senior citizens.
- Highest rate, general
- 7.10%
- Tenure (general)
- 500 days – 3 years
- Highest rate, senior citizens
- 7.35%
- Tenure (senior)
- 500 days – 3 years
- 5-year tax-saver FD
- 6.75%
- Rate card effective
IDFC FIRST Bank’s rate card effective 1 September 2026 pays up to 7.10% a year (500 days – 3 years) on fixed deposits below ₹3 crore. Senior citizens get up to 7.35% (500 days – 3 years).
Special deposits. Green Deposits (375 days): 7.00%, seniors 7.25%; Tax Saver Deposit (5 Years): 6.75%, seniors 7.00%.
Tax-saver FD. The 5-year tax-saving deposit pays 6.75%.
Questions
What is the highest IDFC FIRST Bank FD rate?
7.10% for the general public on 500 days – 3 years, and 7.35% for senior citizens on 500 days – 3 years, per the rate card effective 1 September 2026.
How much will my IDFC FIRST Bank FD earn?
Enter the amount, rate and tenure in the FD calculator.
Compare banks in the FD interest rates table.
- Bank
- IDFC FIRST Bank
- Special deposits
Scheme Tenure General Senior Green Deposits 375 days 7.00% 7.25% Tax Saver Deposit 5 Years 6.75% 7.00% - Full rate table (below ₹3 crore)
Tenure General Senior citizens 7 days – 29 days 3.25% 3.50% 30 days – 45 days 3.50% 3.75% 46 days – 90 days 4.50% 4.75% 91 days – 180 days 5.00% 5.25% 181 days – less than 1 Year 6.50% 6.75% 1 year – 370 days 6.50% 6.75% 371 days – 499 days 7.00% 7.25% 500 days – 3 years 7.10% 7.35% 3 years 1 day – 5 years 6.75% 7.00% 5 years 1 day – 10 years 6.00% 6.25% - Bank rate card
- idfcfirst.bank.in
- Sources
Source Link IDFC FIRST Bank interest rates page https://www.idfcfirst.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates - Last checked
Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.