Money & Technology

Original explanations and analysis of payments, crypto, AI and digital security. India in focus, the world in view.

A four-year calendar leading to an updated tax return document with a rupee symbol, illustrating the ITR-U filing window and additional tax.

ITR-U · Oct 26

ITR-U Updated Return: Who Can File and What It Costs

ITR-U can reopen an Indian tax return for up to 48 months, with additional tax rising from 25% to 70%.

A government advisory document pointing to a chatbot window that shows a warning pop-up with two buttons, illustrating labels and consent prompts for AI tools

MeitY · Oct 26

MeitY's AI Advisory of March 2024: What Platforms Were Told

Labels for unreliable AI models, consent pop-ups and deepfake metadata: what MeitY's 2024 advisory asked of platforms.

A wrapped gift box linked to a crypto token and a bar chart with a dashed threshold line, illustrating when a gift of virtual digital assets becomes taxable in India

Crypto tax · Oct 25

Crypto Gift Tax in India: When a VDA Gift Is Taxed

Crypto from a relative is not taxed on receipt. From anyone else, it is once the year's gifted property tops ₹50,000.

A creator's phone video branching to two paths: an open book marked as permitted education and a rising price chart marked as blocked securities advice

SEBI · Oct 25

SEBI Finfluencer Rules: Advice, Education and Paid Ties

What SEBI's finfluencer rules mean for advice, education, return claims and regulated firms' commercial ties.

Fintech & Payments ↗ Crypto ↗ AI & Work ↗ Tech & Security ↗

Fintech & Payments

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Illustration of an identity card linked by a dashed line to a blue central records database and on to a document marked with a tick, showing a KYC record retrieved and updated

re-KYC · Oct 24

Re-KYC and CKYC: When Banks Need Fresh Documents

What re-KYC updates, how CKYC reduces repeat paperwork, and when a bank may still need fresh documents.

Illustration of a narrow tax-credit statement with a rupee mark beside a wider tabbed statement with one entry flagged, linked to a summary card of bar totals

Income tax · Oct 21

AIS vs 26AS: Which Tax Statement to Check, and When

Form 26AS now shows only TDS and TCS. AIS holds the rest of what the tax department knows; TIS totals it for your ITR.

Illustration of a complaint letter, a calendar marked 30 days and a pair of scales, showing the route from a bank complaint to the RBI Ombudsman.

RBI Ombudsman · Oct 18

RBI Ombudsman Complaint: When and How to File

Complain to your bank first, wait 30 days or get its reply, then file on RBI CMS within 90 days under the 2026 scheme.

Crypto

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Illustration of an RBI circular struck through, a court gavel and a report with a rupee coin, on a 2018 to 2025 timeline

RBI · Oct 22

RBI on Cryptocurrency: From the 2018 Ban to the CBDC Push

From the 2018 banking ban to the Supreme Court ruling and stablecoin warnings: what the RBI has said about crypto.

Illustration: chat messages promising rising returns lead to a phone app showing a profit chart with a locked withdrawal button, next to a coin with a warning badge

crypto scams · Oct 20

Crypto Scams in India: Fake Apps, Task Scams and Reporting

Task scams and fake investment apps often use crypto to move money out of India. How they work and how to report.

Illustration of an offshore location pin, an official notice with a seal and a phone with one app blocked

FIU-IND · Oct 19

Offshore Crypto Exchanges in India: FIU Notices and Blocks

Foreign crypto platforms serving Indian users must register with FIU-IND. What the notices and takedowns mean for you.

AI & Work

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Three rising panels linked by a dotted path: a video lesson screen, a grid of data-labelling tiles with check marks, and a graduation cap on a stack of books

IndiaAI Mission · Oct 23

IndiaAI FutureSkills: Courses, Labs and Fellowships

What the free YUVA AI course, Data and AI Labs and IndiaAI fellowships offer, and which one fits you.

Illustration: scales of justice linked to a screen with a document and magnifying glass, and a microphone turning speech into lines of text

AI in judiciary · Oct 21

AI in Indian Courts: The Tools in Pilot and the Rules So Far

Two AI tools are in pilot for Indian judges and there is no national rulebook yet. What the government told Parliament.

Illustration of a caller's voice copied into a dashed duplicate, next to a phone showing an incoming call

Deepfakes · Oct 20

AI Voice Cloning Scam in India: Spot It, Report It

A familiar voice asking for money may be synthetic. What CERT-In advises, which laws apply and where to report.

Tech & Security

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Illustration of a laptop mirroring a phone screen, a phone with a blue remote cursor inside a dashed screen-capture frame, and a crossed-out Wi-Fi symbol for disconnecting

screen sharing fraud · Oct 24

Screen-Sharing App Fraud in India: Stop Remote Access

How remote-access scams expose bank and UPI details, what to stop first, and where to report financial fraud.

A phone with greyed-out signal bars and a cross, a replacement SIM card in front of the original, and a message bubble holding a four-digit one-time password

SIM swap · Oct 23

SIM Swap Fraud in India: Warning Signs and Action

If your phone suddenly loses service, check for an unauthorised SIM replacement and secure your bank and email accounts.

Illustration of a fingerprint card, a blue padlock and a payment terminal showing a blocked scan, linked by dashed lines

Aadhaar · Oct 22

Aadhaar Biometric Lock: How to Lock, Unlock and Why

Locking Aadhaar biometrics blocks fingerprint, iris and face checks until you unlock them, a guard against AePS fraud.

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