Money & Technology

Original explanations and analysis of payments, crypto, AI and digital security. India in focus, the world in view.

Income tax · Oct 30

Project Insight income tax: what India's data system does

How the tax department described Project Insight and what taxpayers can check in AIS.

Savings, fixed and recurring deposits combined under one shield showing the DICGC ₹5 lakh principal-and-interest limit.

DICGC · Oct 30

DICGC Deposit Insurance: How the ₹5 Lakh Limit Works

The ₹5 lakh ceiling combines principal and interest at one bank. Separate accounts and branches do not multiply it.

Drawing of a phone declining an incoming call next to a block sign and a panel of Do Not Disturb preference switches

Spam calls · Oct 29

DND Registration: How to Stop Spam Calls and SMS in India

A text to 1909 sets your Do Not Disturb choice; a complaint within seven days is what gets a spammer cut off.

Drawing of a laptop exchanging a work document for a crypto token, with two tax slips ticked to show both sides may deduct TDS

Crypto tax · Oct 29

Crypto Payment for Services in India: Tax and Who Deducts TDS

Paid in tokens for work? The tax department treats it as two deals, and both sides may have to deduct TDS.

Fintech & Payments ↗ Crypto ↗ AI & Work ↗ Tech & Security ↗

Fintech & Payments

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Illustration of a phone listing electricity, water and other bills, linked through a central bill payment hub to several billers, one showing a confirmed payment

Bharat Connect · Oct 28

Bharat Connect: How Bill Payments Work Through BBPS

The network behind the Bill Payments button in your bank or UPI app, and what to do when a bill payment fails.

An income tax return form with a highlighted line being added, linked by an arrow to four rising bars and a rupee symbol, illustrating the ITR-U updated return and its additional tax bands.

ITR-U · Oct 26

ITR-U Updated Return: Who Can File and What It Costs

ITR-U can reopen an Indian tax return for up to 48 months, with additional tax rising from 25% to 70%.

A creator's phone video branching to two paths: an open book marked as permitted education and a rising price chart marked as blocked securities advice

SEBI · Oct 25

SEBI Finfluencer Rules: Advice, Education and Paid Ties

What SEBI's finfluencer rules mean for advice, education, return claims and regulated firms' commercial ties.

Crypto

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A digital artwork token card splitting along two dashed paths: one to a tax record marked with a tick, the other to a physical boxed item marked as excluded, illustrating which NFTs fall under India's virtual digital asset tax.

NFT · Oct 27

NFT Tax in India: When a Token Counts as a VDA

Most NFTs fall under India's 30% VDA tax. The exception is a token that legally transfers ownership of a physical asset.

A wrapped gift box linked to a crypto token and a bar chart with a dashed threshold line, illustrating when a gift of virtual digital assets becomes taxable in India

Crypto tax · Oct 25

Crypto Gift Tax in India: When a VDA Gift Is Taxed

Crypto from a relative is not taxed on receipt. From anyone else, it is once the year's gifted property tops ₹50,000.

Illustration of an RBI circular struck through, a court gavel and a report with a rupee coin, on a 2018 to 2025 timeline

RBI · Oct 22

RBI on Cryptocurrency: From the 2018 Ban to the CBDC Push

From the 2018 banking ban to the Supreme Court ruling and stablecoin warnings: what the RBI has said about crypto.

AI & Work

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Illustration of a book, a song and a photograph feeding into an AI chip, with royalty payments in rupees flowing from a central collective back to creators

AI regulation · Oct 28

AI and Copyright in India: DPIIT's Pay-to-Train Proposal

DPIIT's working paper would let AI developers train on any lawfully accessed work and pay creators a share of revenue.

A government advisory document pointing to a chatbot window that shows a warning pop-up with two buttons, illustrating labels and consent prompts for AI tools

MeitY · Oct 26

MeitY's AI Advisory of March 2024: What Platforms Were Told

Labels for unreliable AI models, consent pop-ups and deepfake metadata: what MeitY's 2024 advisory asked of platforms.

Three rising panels linked by a dotted path: a video lesson screen, a grid of data-labelling tiles with check marks, and a graduation cap on a stack of books

IndiaAI Mission · Oct 23

IndiaAI FutureSkills: Courses, Labs and Fellowships

What the free YUVA AI course, Data and AI Labs and IndiaAI fellowships offer, and which one fits you.

Tech & Security

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A search results panel with one phone-number result outlined and marked as blocked, linked by a dashed line to the back of a bank card with its printed helpline and a tick, illustrating why customer care numbers should come from the card or official app rather than a search engine.

customer care fraud · Oct 27

Fake Customer Care Number Fraud: How It Works and Where to Call

How fake helpline numbers in search results and social media lead to fraud, and where to find the genuine ones.

Illustration of a laptop mirroring a phone screen, a phone with a blue remote cursor inside a dashed screen-capture frame, and a crossed-out Wi-Fi symbol for disconnecting

screen sharing fraud · Oct 24

Screen-Sharing App Fraud in India: Stop Remote Access

How remote-access scams expose bank and UPI details, what to stop first, and where to report financial fraud.

A phone with greyed-out signal bars and a cross, a replacement SIM card in front of the original, and a message bubble holding a four-digit one-time password

SIM swap · Oct 23

SIM Swap Fraud in India: Warning Signs and Action

If your phone suddenly loses service, check for an unauthorised SIM replacement and secure your bank and email accounts.

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