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Money & Technology
Original explanations and analysis of payments, crypto, AI and digital security. India in focus, the world in view.
SEBI's AI/ML Guidelines: What Is Binding Now and What Is Still Draft
Regulation 16C already makes SEBI-regulated firms answer for their AI tools; the 2025 draft adds governance rules.
Account Aggregator in India: How It Works, Safety and Consent
Account aggregators pass your financial data only with consent and cannot move money. How they work.
Unauthorised Electronic Banking Transaction Liability
RBI rules tie customer liability to the cause of the debit and how quickly it is reported.
Deepfake Labelling Under India's IT Rules: What Platforms Must Do
Labels, metadata, blocked categories and two-hour takedowns: what the 2026 IT Rules amendment asks of platforms.
Fintech & Payments
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RuPay Credit Cards on UPI: Where You Can Pay
Linking a RuPay card adds a credit payment option at eligible merchants.
SEBI Opens an Official WhatsApp Channel and a Campus Literacy Scheme
SEBI's WhatsApp channel uses 1800 22 7575 and a verified blue tick; a new MUST scheme trains campus mentors.
RBI Governor on Financial Stability: AI Valuations and Cyber Risk
Sanjay Malhotra's 3 October speech lists five global risks and says India's financial system is very resilient.
Crypto
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Crypto KYC in India: What Exchanges Must Ask You For
Liveness selfie, location, penny drop and re-KYC: what FIU-IND's 2026 guidelines ask exchanges to check.
Digital Rupee (e₹): How Retail CBDC Wallets Work in India
How the RBI's e₹ wallet works, how it differs from UPI, which banks offer it and what programmable e₹ means.
Schedule VDA in ITR: where crypto transactions are reported
Schedule VDA reports virtual digital asset transactions in India's ITR forms, transaction by transaction.
AI & Work
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IndiaAI Mission: GPU Access, AIKosh Datasets and Who Can Apply
Who can use IndiaAI's subsidised GPUs, what AIKosh holds, and what the ministry says it has delivered so far.
India's AI Governance Guidelines: What Companies Should Know
What India's AI framework recommends on risk, transparency and accountability, and what changed in 2026.
How to Check an AI Answer Against Its Sources
A practical method for testing whether a citation supports a claim, from the original document to its limits.
Tech & Security
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RBI-Approved Loan Apps: How to Check a Lending App in India
The RBI lists the loan apps that regulated lenders report. How to check an app and what the rules say.
Cyber fraud complaint: call 1930 and report online
For financial cyber fraud in India, call 1930 quickly and complete the acknowledgement on cybercrime.gov.in.
Digital Arrest Scams: What Indian Agencies Say and How to Report Them
Fake officials, a parcel story and a video call you must not leave: how the scam works and where to report it.
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