Money & Technology

Original explanations and analysis of payments, crypto, AI and digital security. India in focus, the world in view.

screen sharing fraud · Oct 24

Screen-Sharing App Fraud in India: Stop Remote Access

How remote-access scams expose bank and UPI details, what to stop first, and where to report financial fraud.

re-KYC · Oct 24

Re-KYC and CKYC: When Banks Need Fresh Documents

What re-KYC updates, how CKYC reduces repeat paperwork, and when a bank may still need fresh documents.

Three rising panels linked by a dotted path: a video lesson screen, a grid of data-labelling tiles with check marks, and a graduation cap on a stack of books

IndiaAI Mission · Oct 23

IndiaAI FutureSkills: Courses, Labs and Fellowships

What the free YUVA AI course, Data and AI Labs and IndiaAI fellowships offer, and which one fits you.

A phone with greyed-out signal bars and a cross, a replacement SIM card in front of the original, and a message bubble holding a four-digit one-time password

SIM swap · Oct 23

SIM Swap Fraud in India: Warning Signs and Action

If your phone suddenly loses service, check for an unauthorised SIM replacement and secure your bank and email accounts.

Fintech & Payments ↗ Crypto ↗ AI & Work ↗ Tech & Security ↗

Fintech & Payments

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Illustration of a narrow tax-credit statement with a rupee mark beside a wider tabbed statement with one entry flagged, linked to a summary card of bar totals

Income tax · Oct 21

AIS vs 26AS: Which Tax Statement to Check, and When

Form 26AS now shows only TDS and TCS. AIS holds the rest of what the tax department knows; TIS totals it for your ITR.

Illustration of a complaint letter, a calendar marked 30 days and a pair of scales, showing the route from a bank complaint to the RBI Ombudsman.

RBI Ombudsman · Oct 18

RBI Ombudsman Complaint: When and How to File

Complain to your bank first, wait 30 days or get its reply, then file on RBI CMS within 90 days under the 2026 scheme.

Illustration of a thick 1961 law book with many tabs, an arrow to a slimmer 2025 book with a table, and a one-year calendar

Income tax · Oct 17

The Income-tax Act, 2025: What Changes for Individual Taxpayers

Tax year replaces assessment year, 80C becomes section 123 and Form 16 becomes Form No. 130; tax rates stay the same.

Crypto

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Illustration of an RBI circular struck through, a court gavel and a report with a rupee coin, on a 2018 to 2025 timeline

RBI · Oct 22

RBI on Cryptocurrency: From the 2018 Ban to the CBDC Push

From the 2018 banking ban to the Supreme Court ruling and stablecoin warnings: what the RBI has said about crypto.

Illustration: chat messages promising rising returns lead to a phone app showing a profit chart with a locked withdrawal button, next to a coin with a warning badge

crypto scams · Oct 20

Crypto Scams in India: Fake Apps, Task Scams and Reporting

Task scams and fake investment apps often use crypto to move money out of India. How they work and how to report.

Illustration of an offshore location pin, an official notice with a seal and a phone with one app blocked

FIU-IND · Oct 19

Offshore Crypto Exchanges in India: FIU Notices and Blocks

Foreign crypto platforms serving Indian users must register with FIU-IND. What the notices and takedowns mean for you.

AI & Work

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Illustration: scales of justice linked to a screen with a document and magnifying glass, and a microphone turning speech into lines of text

AI in judiciary · Oct 21

AI in Indian Courts: The Tools in Pilot and the Rules So Far

Two AI tools are in pilot for Indian judges and there is no national rulebook yet. What the government told Parliament.

Illustration of a caller's voice copied into a dashed duplicate, next to a phone showing an incoming call

Deepfakes · Oct 20

AI Voice Cloning Scam in India: Spot It, Report It

A familiar voice asking for money may be synthetic. What CERT-In advises, which laws apply and where to report.

Illustration of a microphone and sound wave feeding a central hub that sends replies to three speech bubbles

Bhashini · Oct 17

Bhashini: How India's Language AI Platform Works

Bhashini is MeitY's language AI platform for translation and speech in Indian languages. Here is how it works.

Tech & Security

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Illustration of a fingerprint card, a blue padlock and a payment terminal showing a blocked scan, linked by dashed lines

Aadhaar · Oct 22

Aadhaar Biometric Lock: How to Lock, Unlock and Why

Locking Aadhaar biometrics blocks fingerprint, iris and face checks until you unlock them, a guard against AePS fraud.

Illustration of a phone showing a payment QR code, a UPI ID with an @ handle and a magnifying glass with a tick, showing a payment ID being verified.

SEBI · Oct 19

SEBI @valid UPI Handles: How to Check Before You Pay

SEBI-registered brokers and funds collect UPI payments through @valid IDs that you can verify on SEBI Check.

Flat illustration of a consent form with toggles, a shield with a padlock and a clock marked 72 h

DPDP Rules · Oct 18

DPDP Rules Explained: What They Require and When

The DPDP Rules set consent notices, 72-hour breach reports, data erasure and 90-day limits, phased in to May 2027.

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