Money & Technology

Original explanations and analysis of payments, crypto, AI and digital security. India in focus, the world in view.

Illustration of an employee record passing through a locked filter into an AI chat window, where personal details appear masked as dots

DPDP Act · Oct 13

Using AI Tools at Work Under the DPDP Act: What Employers Must Check

The DPDP Act never mentions AI, but its duties on consent, vendors, accuracy and security shape how employers use AI.

Illustration of a clipboard checklist with a crypto token, a tax receipt and a magnifying glass ticked and an open dashed shield marked with a dash, between a court building and an official document

Crypto law · Oct 13

Is Crypto Legal in India? What the Courts, FIU Rules and Parliament Say

No ban, no regulator: what the Supreme Court, PMLA rules and Parliament say about crypto's legal status in India.

Illustration of a trading screen with candlesticks and a model trend line, linked to a control panel with a large switch, a checklist and a person badge

SEBI · Oct 12

SEBI's AI/ML Guidelines: What Is Binding Now and What Is Still Draft

Regulation 16C already makes SEBI-regulated firms answer for their AI tools; the 2025 draft adds governance rules.

A bank building, a phone with a lock and a consent toggle, and a statement with a bar chart, joined by arrows

Account Aggregator · Oct 12

Account Aggregator in India: How It Works, Safety and Consent

Account aggregators pass your financial data only with consent and cannot move money. How they work.

Fintech & Payments ↗ Crypto ↗ AI & Work ↗ Tech & Security ↗

Fintech & Payments

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A payment card linked to a merchant storefront, illustrating merchant-only credit-card payments.

Fintech & Payments · Oct 8

RuPay Credit Cards on UPI: Where You Can Pay

Linking a RuPay card adds a credit payment option at eligible merchants.

Illustration of a phone chat with a verified tick, a large check mark, a leaflet and a graduation cap

SEBI · Oct 6

SEBI Opens an Official WhatsApp Channel and a Campus Literacy Scheme

SEBI's WhatsApp channel uses 1800 22 7575 and a verified blue tick; a new MUST scheme trains campus mentors.

A bank building with a protective shield beside a network of connected nodes

RBI · Oct 5

RBI Governor on Financial Stability: AI Valuations and Cyber Risk

Sanjay Malhotra's 3 October speech lists five global risks and says India's financial system is very resilient.

Crypto

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Crypto KYC · Oct 11

Crypto KYC in India: What Exchanges Must Ask You For

Liveness selfie, location, penny drop and re-KYC: what FIU-IND's 2026 guidelines ask exchanges to check.

A phone wallet holding a rupee coin, with arrows to and from a merchant's QR code card.

Digital rupee · Oct 10

Digital Rupee (e₹): How Retail CBDC Wallets Work in India

How the RBI's e₹ wallet works, how it differs from UPI, which banks offer it and what programmable e₹ means.

VDA · Oct 9

Schedule VDA in ITR: where crypto transactions are reported

Schedule VDA reports virtual digital asset transactions in India's ITR forms, transaction by transaction.

AI & Work

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Deepfakes · Oct 11

Deepfake Labelling Under India's IT Rules: What Platforms Must Do

Labels, metadata, blocked categories and two-hour takedowns: what the 2026 IT Rules amendment asks of platforms.

A GPU chip connected to three cards representing datasets, AI models and trained people.

IndiaAI Mission · Oct 10

IndiaAI Mission: GPU Access, AIKosh Datasets and Who Can Apply

Who can use IndiaAI's subsidised GPUs, what AIKosh holds, and what the ministry says it has delivered so far.

Three stages for AI governance: map data and decisions, assign human oversight, and keep records with a route for reporting harm.

AI governance · Oct 7

India's AI Governance Guidelines: What Companies Should Know

What India's AI framework recommends on risk, transparency and accountability, and what changed in 2026.

Tech & Security

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A phone showing an unauthorised debit beside a three-stage timeline for reporting within three working days, four to seven days, or later.

Banking fraud · Oct 12

Unauthorised Electronic Banking Transaction Liability

RBI rules tie customer liability to the cause of the debit and how quickly it is reported.

A phone showing a rupee loan app, an arrow, and a directory list with one entry ticked under a magnifying glass

Loan apps · Oct 11

RBI-Approved Loan Apps: How to Check a Lending App in India

The RBI lists the loan apps that regulated lenders report. How to check an app and what the rules say.

Phone showing the Indian cyber fraud helpline 1930

cyber fraud · Oct 9

Cyber fraud complaint: call 1930 and report online

For financial cyber fraud in India, call 1930 quickly and complete the acknowledgement on cybercrime.gov.in.

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