Kotak Mahindra Bank FD Interest Rates
Kotak Mahindra Bank FD interest rates: up to 6.80% for the general public and 7.30% for senior citizens.
- Highest rate, general
- 6.80%
- Tenure (general)
- 2 years- less than 3 years
- Highest rate, senior citizens
- 7.30%
- Tenure (senior)
- 2 years- less than 3 years
- Rate card effective
Kotak Mahindra Bank’s rate card effective 10 June 2026 pays up to 6.80% a year (2 years- less than 3 years) on fixed deposits below ₹3 crore. Senior citizens get up to 7.30% (2 years- less than 3 years).
Questions
What is the highest Kotak Mahindra Bank FD rate?
6.80% for the general public on 2 years- less than 3 years, and 7.30% for senior citizens on 2 years- less than 3 years, per the rate card effective 10 June 2026.
How much will my Kotak Mahindra Bank FD earn?
Enter the amount, rate and tenure in the FD calculator.
Compare banks in the FD interest rates table.
- Bank
- Kotak Mahindra Bank
- Full rate table (below ₹3 crore)
Tenure General Senior citizens 7 - 14 Days 2.75% 3.25% 15 - 30 Days 2.75% 3.25% 31 - 45 Days 3.00% 3.50% 46 - 90 Days 3.50% 4.00% 91 Days 4.00% 4.50% 92 Days - 179 Days 4.25% 4.75% 180 Days 5.00% 5.50% 181 Days to 269 Days 5.50% 6.00% 270 Days 5.50% 6.00% 271 Days to 363 Days 6.00% 6.50% 364 Days 6.00% 6.50% 365 Days to less than 15 Months 6.35% 6.85% 15 Months - less than 18 Months 6.45% 6.95% 18 months - less than 2 years 6.55% 7.05% 2 years- less than 3 years 6.80% 7.30% 3 years and above but less than 4 years 6.40% 6.90% 4 years and above but less than 5 years 6.40% 6.90% 5 years and above upto and inclusive of 10 years 6.25% 6.75% - Bank rate card
- kotak.bank.in
- Sources
Source Link Kotak Mahindra Bank interest rates page https://www.kotak.bank.in/en/personal-banking/deposits/fixed-deposit/fixed-deposit-interest-rate.html - Last checked
Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.