Kotak Mahindra Bank FD Interest Rates
Kotak Mahindra Bank FD interest rates: up to 6.80% for the general public and 7.55% for senior citizens.
- Highest rate, general
- 6.80%
- Tenure (general)
- 2 years- less than 3 years
- Highest rate, senior citizens
- 7.55%
- Tenure (senior)
- 2 years- less than 3 years
- Rate card effective
Kotak Mahindra Bank’s rate card effective 4 November 2026 pays up to 6.80% a year (2 years- less than 3 years) on fixed deposits below ₹3 crore. Senior citizens get up to 7.55% (2 years- less than 3 years).
Questions
What is the highest Kotak Mahindra Bank FD rate?
6.80% for the general public on 2 years- less than 3 years, and 7.55% for senior citizens on 2 years- less than 3 years, per the rate card effective 4 November 2026.
How much will my Kotak Mahindra Bank FD earn?
Enter the amount, rate and tenure in the FD calculator.
Compare banks in the FD interest rates table.
- Bank
- Kotak Mahindra Bank
- Full rate table (below ₹3 crore)
Tenure General Senior citizens 7 - 14 Days 2.75% 3.25% 15 - 30 Days 2.75% 3.25% 31 - 45 Days 3.00% 3.50% 46 - 90 Days 3.50% 4.00% 91 Days 4.00% 4.50% 92 Days - 179 Days 4.25% 4.75% 180 Days 5.00% 5.50% 181 Days to 269 Days 5.50% 6.00% 270 Days 5.50% 6.00% 271 Days to 363 Days 6.00% 6.50% 364 Days 6.00% 6.50% 365 Days to less than 15 Months 6.45% 7.20% 15 Months - less than 18 Months 6.60% 7.35% 18 months - less than 2 years 6.55% 7.30% 2 years- less than 3 years 6.80% 7.55% 3 years and above but less than 4 years 6.40% 6.90% 4 years and above but less than 5 years 6.40% 6.90% 5 years and above upto and inclusive of 10 years 6.25% 6.75% - Bank rate card
- kotak.bank.in
- Sources
Source Link Kotak Mahindra Bank FD interest rate page (domestic, NRO and NRE deposits, effective 4 November 2026) https://www.kotak.bank.in/en/personal-banking/deposits/fixed-deposit/fixed-deposit-interest-rate.html - Last checked
Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.