KVP Interest Rate (Kisan Vikas Patra)
The Kisan Vikas Patra interest rate is 7.5% a year for July–September 2026.
- Interest rate
- 7.5%
- Quarter
- July–September 2026
- Interest paid
- Annually
- Term
- 115 months (9 years 7 months) at current rate
- Minimum deposit
- ₹1,000 (multiples of ₹100)
- Maximum
- No maximum limit
The Ministry of Finance sets small savings rates every quarter. For July–September 2026 the Kisan Vikas Patra pays 7.5% a year, annually. The rate was the same in every quarter from October–December 2024 to July–September 2026.
Rules.
- Term: 115 months (9 years 7 months) at current rate
- Minimum deposit: ₹1,000 (multiples of ₹100)
- Maximum: No maximum limit
- Amount invested doubles in 115 months.
- Maturity period as prescribed by MoF on date of deposit.
- Premature closure after 2 years 6 months, or on death/forfeiture/court order.
Questions
What is the Kisan Vikas Patra interest rate now?
7.5% a year for July–September 2026, as notified by the Ministry of Finance.
How is the interest paid?
Annually.
Compare every scheme in the small savings interest rates table.
- Scheme
- Kisan Vikas Patra
- Rate history
Quarter Rate July–September 2026 7.5% April–June 2026 7.5% January–March 2026 7.5% October–December 2025 7.5% July–September 2025 7.5% April–June 2025 7.5% January–March 2025 7.5% October–December 2024 7.5% - Ministry of Finance notification
- dea.gov.in
- Sources
Source Link Ministry of Finance notification, July–September 2026 http://dea.gov.in/files/budget_division_documents/Q2ROI.pdf National Savings Institute: rate history https://www.nsiindia.gov.in/InternalPage.aspx?Id_Pk=132 doubling https://www.indiapost.gov.in/banking-services/savings - Last checked
Source: Ministry of Finance (Department of Economic Affairs) notifications on small savings interest rates, the National Savings Institute rate history and India Post scheme rules, linked on each record.