Stories

Browse our reporting and explanations of payments, crypto, workplace AI and digital security.

Illustration of a clipboard checklist with a crypto token, a tax receipt and a magnifying glass ticked and an open dashed shield marked with a dash, between a court building and an official document

Crypto law · Oct 13

Is Crypto Legal in India? What Courts, FIU Rules and Parliament Say

No ban, no regulator: what the Supreme Court, PMLA rules and Parliament say about crypto's legal status in India.

Illustration of a trading screen with candlesticks and a model trend line, linked to a control panel with a large switch, a checklist and a person badge

SEBI · Oct 12

SEBI's AI/ML Guidelines: What Is Binding Now and What Is Still Draft

Regulation 16C already makes SEBI-regulated firms answer for their AI tools; the 2025 draft adds governance rules.

A bank building, a phone with a lock and a consent toggle, and a statement with a bar chart, joined by arrows

Account Aggregator · Oct 12

Account Aggregator in India: How It Works, Safety and Consent

Account aggregators pass your financial data only with consent and cannot move money. How they work.

A phone showing an unauthorised debit beside a three-stage timeline for reporting within three working days, four to seven days, or later.

Banking fraud · Oct 12

Unauthorised Electronic Banking Transaction Liability

RBI rules tie customer liability to the cause of the debit and how quickly it is reported.

Illustration of a video frame showing a face, half drawn as pixels, with a label badge in the corner and a tag with a barcode attached to the frame

Deepfakes · Oct 11

Deepfake Labelling Under India's IT Rules: What Platforms Must Do

Labels, metadata, blocked categories and two-hour takedowns: what the 2026 IT Rules amendment asks of platforms.

Illustration of a phone taking a framed selfie, linked to icons for location, an identity card, a bank and a renewal cycle

Crypto KYC · Oct 11

Crypto KYC in India: What Exchanges Must Ask You For

Liveness selfie, location, penny drop and re-KYC: what FIU-IND's 2026 guidelines ask exchanges to check.

A phone showing a rupee loan app, an arrow, and a directory list with one entry ticked under a magnifying glass

Loan apps · Oct 11

RBI-Approved Loan Apps: How to Check a Lending App in India

The RBI lists the loan apps that regulated lenders report. How to check an app and what the rules say.

A phone wallet holding a rupee coin, with arrows to and from a merchant's QR code card.

Digital rupee · Oct 10

Digital Rupee (e₹): How Retail CBDC Wallets Work in India

How the RBI's e₹ wallet works, how it differs from UPI, which banks offer it and what programmable e₹ means.

A GPU chip connected to three cards representing datasets, AI models and trained people.

IndiaAI Mission · Oct 10

IndiaAI Mission: GPU Access, AIKosh Datasets and Who Can Apply

Who can use IndiaAI's subsidised GPUs, what AIKosh holds, and what the ministry says it has delivered so far.

VDA · Oct 9

Schedule VDA in ITR: where crypto transactions are reported

Schedule VDA reports virtual digital asset transactions in India's ITR forms, transaction by transaction.

Phone showing the Indian cyber fraud helpline 1930

cyber fraud · Oct 9

Cyber fraud complaint: call 1930 and report online

For financial cyber fraud in India, call 1930 quickly and complete the acknowledgement on cybercrime.gov.in.

A registry document and magnifying glass show how to verify a crypto platform's FIU-IND claim.

FIU-IND · Oct 8

FIU-Registered Crypto Exchanges in India: How to Check

How to verify an FIU-IND registration claim and understand what it does—and does not—mean.

A payment card linked to a merchant storefront, illustrating merchant-only credit-card payments.

Fintech & Payments · Oct 8

RuPay Credit Cards on UPI: Where You Can Pay

Linking a RuPay card adds a credit payment option at eligible merchants.

Three stages for AI governance: map data and decisions, assign human oversight, and keep records with a route for reporting harm.

AI governance · Oct 7

India's AI Governance Guidelines: What Companies Should Know

What India's AI framework recommends on risk, transparency and accountability, and what changed in 2026.

Illustration of a phone video call from a figure in a uniform cap, an arrow, and a shield with a crossed-out video camera

Cybercrime · Oct 6

Digital Arrest Scams: What Indian Agencies Say and How to Report Them

Fake officials, a parcel story and a video call you must not leave: how the scam works and where to report it.

Illustration of a phone chat with a verified tick, a large check mark, a leaflet and a graduation cap

SEBI · Oct 6

SEBI Opens an Official WhatsApp Channel and a Campus Literacy Scheme

SEBI's WhatsApp channel uses 1800 22 7575 and a verified blue tick; a new MUST scheme trains campus mentors.

A digital token with an arrow pointing to a tax form marked with a percentage sign

Crypto tax · Oct 5

Crypto Tax in India: 30% VDA Tax, 1% TDS and What Isn't Deductible

A flat 30% on gains, only purchase cost deductible, no loss set-off and 1% TDS on sales under the 2025 Act.

A bank building with a protective shield beside a network of connected nodes

RBI · Oct 5

RBI Governor on Financial Stability: AI Valuations and Cyber Risk

Sanjay Malhotra's 3 October speech lists five global risks and says India's financial system is very resilient.

Three steps joined by arrows: a phone showing an alert, a bank building and a pair of scales

UPI · Oct 4

How to Raise a UPI Complaint: App, Bank, NPCI and the RBI Ombudsman

Start with your UPI app or bank; NPCI passes complaints on, and the RBI Ombudsman comes after 30 days.

A printed letter under a magnifying glass beside a phone showing a verification form with OTP boxes and a confirmation tick

SEBI · Oct 4

SEBI Document Verification Now Asks for a Letter's Subject

SEBI's letter-verification tool now requires the subject, along with the number, official, date and recipient.

A broker website and a trading app, each showing a notice banner at the top of the landing page above market data

SEBI · Oct 3

SEBI Project Jagrook: Brokers Must Show Investor Awareness Messages

Brokers show SEBI investor messages on websites from 5 October and on app landing pages from 1 November.

A grid of monthly cards with completed recurring debits, one paused month and empty months after cancellation, beside a phone list of mandates with on and off switches

UPI · Oct 3

UPI AutoPay Mandates: How to View, Pause and Cancel Recurring Debits

Cancel UPI AutoPay from any app, the merchant or your bank. Loan and EMI mandates are the exception.

A bank building with an arrow pointing to a ring chart with a 10 per cent segment highlighted

RBI · Oct 2

RBI Opens a One-Time Approval Route for Bank Shareholding by Funds

Mutual funds, insurers and pension funds can seek one RBI approval to rebuild bank stakes up to 10%.

A UPI QR code beside bars that turn blue after a ₹2,000 threshold line and stop below a dashed cap line

UPI · Oct 2

UPI MDR From 15 October: What Merchants Pay and What Stays Free

A 0.4% MDR on UPI merchant payments above ₹2,000 starts on 15 October. Customers and small vendors stay exempt.