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Stories: Payments

An open book of blank cheque leaves on a pale marble desk with a magnifying glass over one corner, a phone and a blue tick token beside it
Cheques ·

Positive Pay System: Mandatory Limits, Bank by Bank

RBI asks banks to offer it from ₹50,000. Mandatory limits run from ₹50,000 to ₹20 lakh, depending on your bank.

Illustration of a complaint letter, a calendar marked 30 days and a pair of scales, showing the route from a bank complaint to the RBI Ombudsman.
RBI Ombudsman ·

RBI Ombudsman Complaint: When and How to File

Complain to your bank first, wait 30 days or get its reply, then file on RBI CMS within 90 days under the 2026 scheme.

Illustration comparing a UPI Lite balance card with a phone making a regular UPI payment
UPI Lite ·

UPI Lite vs UPI: Limits, Offline Use and Safety

UPI Lite is a PIN-free balance for small payments. Here is how its limits and safeguards differ from UPI.

A customer holds a phone towards a payment QR display on a bookshop counter.
UPI ·

What Happens After You Scan a UPI QR Code?

Follow a UPI payment from scan to receiving record, then see what NPCI's April–September 2026 figures show.

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