Stories: Digital payments
RBI 2FA Rules: Which Payments Still Need Two Factors
Two factors are the rule since April 2026. Seven exemptions, now including UPI Tap & Pay, explain when no PIN is asked.
e-RUPI Voucher: How It Works and Who Can Use It
How an e-RUPI voucher is issued, received and redeemed, what NPCI says on the amount limit, and checks to make.
UPI Lite vs UPI: Limits, Offline Use and Safety
UPI Lite is a PIN-free balance for small payments. Here is how its limits and safeguards differ from UPI.
UPI for Minors: How UPI Circle Delegation Works
UPI Circle can let a child pay from a parent's account within controls. Eligibility still depends on the app and bank.
UPI Adds POS Tap Payments and a New Customer-Support Platform
NPCI adds NFC payments using the POS connection and MyUPI tools for support and user controls.