Fintech & Payments
How payments and financial services work, from UPI to cross-border transfers.

UPI AutoPay Mandates: How to View, Pause and Cancel Recurring Debits
Cancel UPI AutoPay from any app, the merchant or your bank. Loan and EMI mandates are the exception.

RBI Opens a One-Time Approval Route for Bank Shareholding by Funds
Mutual funds, insurers and pension funds can seek one RBI approval to rebuild bank stakes up to 10%.

UPI MDR From 15 October: What Merchants Pay and What Stays Free
A 0.4% MDR on UPI merchant payments above ₹2,000 starts on 15 October. Customers and small vendors stay exempt.

What Happens After You Scan a UPI QR Code?
Follow a UPI payment from scan to receiving record, then see what NPCI's April–September 2026 figures show.

UPI Adds POS Tap Payments and a New Customer-Support Platform
NPCI adds NFC payments using the POS connection and MyUPI tools for support and user controls.

Mastercard Proposes Controls for Payments Made by Software Agents
Mastercard's machine-payment offering adds credentials, spending permissions and settlement.

Razorpay CLI Brings Payment Operations Into the Developer's Terminal
Razorpay puts payment queries, orders and refunds inside developers' command-line workflows.

UPI's FY2026 Numbers Show More Payments and a Lower Average Ticket
UPI transaction counts rose faster than value in FY2025–26, lowering the average payment; NPCI's monthly data for April to September 2026 shows the average ticket still drifting down.

Kraken Financial Gets a Limited Fed Account: What the Approval Covers
Kraken's banking subsidiary gains a one-year limited account, with institutional payments planned.
