Journalist Today

Fintech & Payments

How payments and financial services work, from UPI to cross-border transfers.

A grid of monthly cards with completed recurring debits, one paused month and empty months after cancellation, beside a phone list of mandates with on and off switches
UPI ·

UPI AutoPay Mandates: How to View, Pause and Cancel Recurring Debits

Cancel UPI AutoPay from any app, the merchant or your bank. Loan and EMI mandates are the exception.

A bank building with an arrow pointing to a ring chart with a 10 per cent segment highlighted
RBI ·

RBI Opens a One-Time Approval Route for Bank Shareholding by Funds

Mutual funds, insurers and pension funds can seek one RBI approval to rebuild bank stakes up to 10%.

A UPI QR code beside bars that turn blue after a ₹2,000 threshold line and stop below a dashed cap line
UPI ·

UPI MDR From 15 October: What Merchants Pay and What Stays Free

A 0.4% MDR on UPI merchant payments above ₹2,000 starts on 15 October. Customers and small vendors stay exempt.

A customer holds a phone towards a payment QR display on a bookshop counter.
UPI ·

What Happens After You Scan a UPI QR Code?

Follow a UPI payment from scan to receiving record, then see what NPCI's April–September 2026 figures show.

A phone above an NFC payment terminal beside a customer-support symbol.
UPI ·

UPI Adds POS Tap Payments and a New Customer-Support Platform

NPCI adds NFC payments using the POS connection and MyUPI tools for support and user controls.

Two small machines connected by a payment cable beside a budget dial.
Agent payments ·

Mastercard Proposes Controls for Payments Made by Software Agents

Mastercard's machine-payment offering adds credentials, spending permissions and settlement.

Laptop with a command prompt symbol beside a receipt printer.
Razorpay ·

Razorpay CLI Brings Payment Operations Into the Developer's Terminal

Razorpay puts payment queries, orders and refunds inside developers' command-line workflows.

Payment stand, calculator and receipt rolls on a shop counter.
UPI ·

UPI's FY2026 Numbers Show More Payments and a Lower Average Ticket

UPI transaction counts rose faster than value in FY2025–26, lowering the average payment; NPCI's monthly data for April to September 2026 shows the average ticket still drifting down.

Model bank buildings connected by a direct payment rail.
Payment infrastructure ·

Kraken Financial Gets a Limited Fed Account: What the Approval Covers

Kraken's banking subsidiary gains a one-year limited account, with institutional payments planned.

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