Central Bank of India FD Interest Rates

Central Bank of India FD interest rates: up to 6.75% for the general public and 7.25% for senior citizens.

Highest rate, general: 6.75%
Tenure (general): 444 days (callable special)
Highest rate, senior citizens: 7.25%
Tenure (senior): 444 days (callable special)
Rate card effective: August 10, 2026

Central Bank of India’s rate card effective 10 August 2026 pays up to 6.75% a year (444 days, callable special deposit) on fixed deposits below ₹3 crore. Senior citizens get up to 7.25% (444 days).

Special deposits. Callable 333 days: 6.50%, seniors 7.00% (rates from 10 June 2026); callable 444 days: 6.75%, seniors 7.25% (from 10 August 2026); callable 555 days: 6.30%, seniors 6.80% (from 10 December 2025).

Senior citizens. Central Bank of India adds 0.50 point for senior citizens above 60 on its time deposit schemes, including the tax saver deposit. On non-callable deposits it pays 0.50 point extra to senior citizens and 0.75 point to super senior citizens (80 and above).

Questions

What is the highest Central Bank of India FD rate?

6.75% for the general public on the 444-day callable deposit, and 7.25% for senior citizens on the same deposit, per the rate card effective 10 August 2026.

How much will my Central Bank of India FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: Central Bank of India
Special deposits: Scheme Tenure General Senior
Callable special term deposit 333 days 6.50% 7.00%
Callable special term deposit 444 days 6.75% 7.25%
Callable special term deposit 555 days 6.30% 6.80%
Full rate table (below ₹3 crore): Tenure General Senior citizens
7 days to 14 days 3.00% 3.50%
15 days to 30 days 3.50% 4.00%
31 days to 45 days 3.50% 4.00%
46 days to 59 days 4.25% 4.75%
60 days to 90 days 4.00% 4.50%
91 days to 179 days 4.25% 4.75%
180 days to 270 days 5.50% 6.00%
271 days to 364 days 6.00% 6.50%
333 days (callable special) 6.50% 7.00%
1 year to less than 2 years 6.10% 6.60%
444 days (callable special) 6.75% 7.25%
555 days (callable special) 6.30% 6.80%
2 years to less than 3 years 6.25% 6.75%
3 years to less than 5 years 6.00% 6.50%
5 years and above up to 10 years 6.00% 6.50%
Senior citizen rule: Central Bank of India adds 0.50 point for senior citizens above 60 on its time deposit schemes, including the tax saver deposit. Non-callable deposits carry 0.50 point extra for senior citizens and 0.75 point for super senior citizens (80 and above).
Bank rate card: centralbank.bank.in
Sources: Source Link
Central Bank of India domestic term deposit interest rates page https://centralbank.bank.in/en/interest-rates-on-deposit
Last checked: October 19, 2026

Scheme	Tenure	General	Senior
Callable special term deposit	333 days	6.50%	7.00%
Callable special term deposit	444 days	6.75%	7.25%
Callable special term deposit	555 days	6.30%	6.80%

Tenure	General	Senior citizens
7 days to 14 days	3.00%	3.50%
15 days to 30 days	3.50%	4.00%
31 days to 45 days	3.50%	4.00%
46 days to 59 days	4.25%	4.75%
60 days to 90 days	4.00%	4.50%
91 days to 179 days	4.25%	4.75%
180 days to 270 days	5.50%	6.00%
271 days to 364 days	6.00%	6.50%
333 days (callable special)	6.50%	7.00%
1 year to less than 2 years	6.10%	6.60%
444 days (callable special)	6.75%	7.25%
555 days (callable special)	6.30%	6.80%
2 years to less than 3 years	6.25%	6.75%
3 years to less than 5 years	6.00%	6.50%
5 years and above up to 10 years	6.00%	6.50%

Source	Link
Central Bank of India domestic term deposit interest rates page	https://centralbank.bank.in/en/interest-rates-on-deposit

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.