UCO Bank FD Interest Rates

UCO Bank FD interest rates: up to 6.60% for the general public and 7.10% for senior citizens.

Highest rate, general: 6.60%
Tenure (general): 535 days
Highest rate, senior citizens: 7.10%
Tenure (senior): 535 days
Rate card effective: May 21, 2026

UCO Bank’s rate card effective 21 May 2026 pays up to 6.60% a year (535 days) on domestic fixed deposits below ₹3 crore. Senior citizens get up to 7.10% (535 days).

Special tenures. 333 days: 6.30%; 444 days: 6.45%, seniors 6.95%; 535 days: 6.60%, seniors 7.10%. UCO Green Deposits of 1000, 2000 and 3000 days pay 6.20%.

Senior citizens. UCO Bank adds 0.25 point for senior citizens on tenures up to one year and 0.50 point on tenures above one year. The senior rates shown here are calculated from that rule.

Questions

What is the highest UCO Bank FD rate?

6.60% for the general public on 535 days, and 7.10% for senior citizens on 535 days, per the rate card effective 21 May 2026.

How much will my UCO Bank FD earn?

Enter the amount, rate and tenure in the FD calculator.

Compare banks in the FD interest rates table.

Bank: UCO Bank
Special deposits: Scheme Tenure General Senior
444 Day Special Scheme 444 days 6.45% 6.95%
Special tenure 535 days 6.60% 7.10%
UCO Green Deposit 1000, 2000 or 3000 days 6.20% 6.70%
Full rate table (below ₹3 crore): Tenure General Senior citizens
7 days to 14 days 2.90% 3.15%
15 days to 29 days 2.90% 3.15%
30 days to 45 days 3.00% 3.25%
46 days to 60 days 3.50% 3.75%
61 days to 90 days 3.50% 3.75%
91 days to 120 days 4.25% 4.50%
121 days to 150 days 4.25% 4.50%
151 days to 180 days 4.75% 5.00%
181 days to 332 days 5.00% 5.25%
333 days 6.30% 6.55%
334 days to 364 days 5.00% 5.25%
1 year 6.10% 6.35%
Above 1 year to 443 days 6.10% 6.60%
444 days 6.45% 6.95%
445 days to 534 days 6.10% 6.60%
535 days 6.60% 7.10%
536 days to 2 years 6.10% 6.60%
Above 2 years to 999 days 6.00% 6.50%
1000 days (Green Deposit) 6.20% 6.70%
1001 days to 3 years 6.00% 6.50%
Above 3 years to 5 years 6.00% 6.50%
Above 5 years to 1999 days 6.00% 6.50%
2000 days (Green Deposit) 6.20% 6.70%
2001 days to 2999 days 6.00% 6.50%
3000 days (Green Deposit) 6.20% 6.70%
Above 3000 days 6.00% 6.50%
Senior citizen rule: UCO Bank adds 0.25 point for senior citizens on tenures up to one year and 0.50 point on tenures above one year. The senior rates shown here are calculated from that rule.
Bank rate card: uco.bank.in
Sources: Source Link
UCO Bank deposit rates page https://www.uco.bank.in/interest-rates-on-deposit-schemes
Last checked: October 19, 2026

Scheme	Tenure	General	Senior
444 Day Special Scheme	444 days	6.45%	6.95%
Special tenure	535 days	6.60%	7.10%
UCO Green Deposit	1000, 2000 or 3000 days	6.20%	6.70%

Tenure	General	Senior citizens
7 days to 14 days	2.90%	3.15%
15 days to 29 days	2.90%	3.15%
30 days to 45 days	3.00%	3.25%
46 days to 60 days	3.50%	3.75%
61 days to 90 days	3.50%	3.75%
91 days to 120 days	4.25%	4.50%
121 days to 150 days	4.25%	4.50%
151 days to 180 days	4.75%	5.00%
181 days to 332 days	5.00%	5.25%
333 days	6.30%	6.55%
334 days to 364 days	5.00%	5.25%
1 year	6.10%	6.35%
Above 1 year to 443 days	6.10%	6.60%
444 days	6.45%	6.95%
445 days to 534 days	6.10%	6.60%
535 days	6.60%	7.10%
536 days to 2 years	6.10%	6.60%
Above 2 years to 999 days	6.00%	6.50%
1000 days (Green Deposit)	6.20%	6.70%
1001 days to 3 years	6.00%	6.50%
Above 3 years to 5 years	6.00%	6.50%
Above 5 years to 1999 days	6.00%	6.50%
2000 days (Green Deposit)	6.20%	6.70%
2001 days to 2999 days	6.00%	6.50%
3000 days (Green Deposit)	6.20%	6.70%
Above 3000 days	6.00%	6.50%

Source	Link
UCO Bank deposit rates page	https://www.uco.bank.in/interest-rates-on-deposit-schemes

Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.