Equitas Small Finance Bank FD Interest Rates
Equitas Small Finance Bank FD interest rates: up to 8.00% for the general public and 8.50% for senior citizens.
- Highest rate, general
- 8.00%
- Tenure (general)
- 3 years 1 day (Maxima FD)
- Highest rate, senior citizens
- 8.50%
- Tenure (senior)
- 3 years 1 day (Maxima FD)
- Rate card effective
Equitas Small Finance Bank’s rate card effective 16 June 2026 pays up to 8.00% a year (3 years 1 day, Maxima FD) on fixed deposits below ₹3 crore. Senior citizens get up to 8.50% (3 years 1 day, Maxima FD).
Special deposits. Maxima FD (3 years 1 day): 8.00%, seniors 8.50%, with a 1% penalty on premature withdrawal; 888 days: 7.75%, resident seniors 8.25%.
Senior citizens. Equitas adds 0.50 point for resident senior citizens on all tenures; it does not apply to NRE or NRO deposits. The senior rates shown here are calculated from that rule.
Questions
What is the highest Equitas Small Finance Bank FD rate?
8.00% for the general public on the Maxima FD of 3 years 1 day, and 8.50% for senior citizens on the same deposit, per the rate card effective 16 June 2026.
How much will my Equitas Small Finance Bank FD earn?
Enter the amount, rate and tenure in the FD calculator.
Compare banks in the FD interest rates table.
- Bank
- Equitas Small Finance Bank
- Special deposits
Scheme Tenure General Senior Maxima FD 3 years 1 day 8.00% 8.50% 888 days 888 days 7.75% 8.25% - Full rate table (below ₹3 crore)
Tenure General Senior citizens 7 days to 14 days 3.50% 4.00% 15 days to 29 days 3.50% 4.00% 30 days to 45 days 4.00% 4.50% 46 days to 62 days 4.75% 5.25% 63 days to 90 days 4.75% 5.25% 91 days to 120 days 5.25% 5.75% 121 days to 180 days 5.25% 5.75% 181 days to 210 days 6.35% 6.85% 211 days to 270 days 6.35% 6.85% 271 days to 364 days 6.35% 6.85% 1 year to 443 days 7.10% 7.60% 444 days 7.10% 7.60% 445 days to 18 months 7.10% 7.60% 18 months 1 day to 2 years 7.00% 7.50% 2 years 1 day to 776 days 7.10% 7.60% 777 days 7.10% 7.60% 778 days to 887 days 7.10% 7.60% 888 days 7.75% 8.25% 889 days to 3 years 7.10% 7.60% 3 years 1 day (Maxima FD) 8.00% 8.50% 3 years 2 days to 4 years 7.00% 7.50% 4 years 1 day to 5 years 7.00% 7.50% 5 years 1 day to 10 years 7.00% 7.50% - Senior citizen rule
- Equitas adds 0.50 point for resident senior citizens on all tenures; not applicable to NRE or NRO deposits. The senior rates shown here are calculated from that rule.
- Bank rate card
- equitas.bank.in
- Sources
Source Link Equitas Small Finance Bank fixed deposit page https://equitas.bank.in/personal-banking/save/fixed-deposits/fixed-deposit/ - Last checked
Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.