Ujjivan Small Finance Bank FD Interest Rates
Ujjivan Small Finance Bank FD interest rates: up to 7.80% for the general public and 8.30% for senior citizens.
- Highest rate, general
- 7.80%
- Tenure (general)
- 3 years 1 day to 3 years 6 months
- Highest rate, senior citizens
- 8.30%
- Tenure (senior)
- 3 years 1 day to 3 years 6 months
- 5-year tax-saver FD
- 7.20%
- Rate card effective
Ujjivan Small Finance Bank’s rate card effective 1 September 2026 pays up to 7.80% a year (3 years 1 day to 3 years 6 months) on domestic fixed deposits below ₹3 crore. Senior citizens get up to 8.30% (3 years 1 day to 3 years 6 months).
Special deposits. The non-callable Platina FD, for deposits above ₹1 crore and below ₹3 crore, pays up to 7.90% (3 years 1 day to 3 years 6 months); the senior citizen extra does not apply to it.
Senior citizens. Ujjivan adds 0.50 point for senior citizens on domestic fixed deposits. The senior rates shown here are calculated from that rule.
Tax-saver FD. The 5-year tax saver deposit pays 7.20%.
Questions
What is the highest Ujjivan Small Finance Bank FD rate?
7.80% for the general public on 3 years 1 day to 3 years 6 months, and 8.30% for senior citizens on the same tenure, per the rate card effective 1 September 2026.
How much will my Ujjivan Small Finance Bank FD earn?
Enter the amount, rate and tenure in the FD calculator.
Compare banks in the FD interest rates table.
- Bank
- Ujjivan Small Finance Bank
- Full rate table (below ₹3 crore)
Tenure General Senior citizens 7 days to 29 days 3.50% 4.00% 30 days to 89 days 4.15% 4.65% 90 days to 179 days 4.65% 5.15% 180 days 6.00% 6.50% 6 months to less than 1 year 5.50% 6.00% 1 year to less than 2 years 7.25% 7.75% 2 years 7.55% 8.05% 2 years 1 day to 3 years 7.25% 7.75% 3 years 1 day to 3 years 6 months 7.80% 8.30% Above 3 years 6 months to 5 years 7.20% 7.70% 5 years 1 day 7.30% 7.80% 5 years 2 days to 10 years 6.50% 7.00% - Senior citizen rule
- Ujjivan adds 0.50 point for senior citizens on domestic fixed deposits; not applicable to Platina, NRO or NRE deposits. The senior rates shown here are calculated from that rule.
- Bank rate card
- ujjivansfb.bank.in
- Sources
Source Link Ujjivan Small Finance Bank interest rates page https://www.ujjivansfb.bank.in/interest-rates - Last checked
Source: each bank’s own interest rate page or rate card PDF, linked on each record. Journalist Today is not affiliated with these banks.