Aarav Dandekar

Aarav covers payments, digital banking and financial services for small businesses. His articles examine fees, settlement times and the steps between a payment instruction and money reaching its destination.

Latest

A customer holds a phone towards a payment QR display on a bookshop counter.

UPI · Sep 25

What Happens After You Scan a UPI QR Code?

Follow a UPI payment from scan to receiving record, then examine what five months of NPCI figures reveal.

A phone above an NFC payment terminal beside a customer-support symbol.

UPI · Sep 11

UPI Adds POS Tap Payments and a New Customer-Support Platform

NPCI adds NFC payments using the POS connection and MyUPI tools for support and user controls.

Two small machines connected by a payment cable beside a budget dial.

Agent payments · Jun 11

Mastercard Proposes Controls for Payments Made by Software Agents

Mastercard's machine-payment offering adds credentials, spending permissions and settlement.

Laptop with a command prompt symbol beside a receipt printer.

Razorpay · May 27

Razorpay Brings Payment Operations Into the Developer's Terminal

Razorpay puts payment queries, orders and refunds inside developers' command-line workflows.

Payment stand, calculator and receipt rolls on a shop counter.

UPI · Apr 30

UPI's FY2026 Numbers Show More Payments and a Lower Average Ticket

UPI transaction counts rose faster than value in FY2025–26, lowering the average payment.

Model bank buildings connected by a direct payment rail.

Payment infrastructure · Mar 4

Kraken Financial Gets a Limited Fed Account: What the Approval Covers

Kraken's banking subsidiary gains a one-year limited account, with institutional payments planned.