{"catalog":{"title":"FD Interest Rates","path":"/fd-rates","updatedAt":"2026-09-30T14:49:44.908Z","fields":[{"id":"bank","label":"Bank","type":"text"},{"id":"effective","label":"Rate card effective","type":"date"},{"id":"highest_general","label":"Highest rate, general","type":"number","format":{"style":"percent","maximumFractionDigits":2,"minimumFractionDigits":2}},{"id":"highest_general_tenure","label":"Tenure (general)","type":"text"},{"id":"highest_senior","label":"Highest rate, senior citizens","type":"number","format":{"style":"percent","maximumFractionDigits":2,"minimumFractionDigits":2}},{"id":"highest_senior_tenure","label":"Tenure (senior)","type":"text"},{"id":"tax_saver","label":"5-year tax-saver FD","type":"number","format":{"style":"percent","maximumFractionDigits":2,"minimumFractionDigits":2}},{"id":"special","label":"Special deposits","type":"textarea"},{"id":"rates","label":"Full rate table (below ₹3 crore)","type":"textarea"},{"id":"senior_rule","label":"Senior citizen rule","type":"textarea"},{"id":"rate_card","label":"Bank rate card","type":"url"},{"id":"sources","label":"Sources","type":"textarea"},{"id":"reviewed","label":"Last checked","type":"date"}]},"entries":[{"slug":"au-fd-rates","name":"AU Small Finance Bank FD Interest Rates","path":"/fd-rates/au-fd-rates","category":null,"updatedAt":"2026-09-30T14:49:44.908Z","fields":{"bank":"AU Small Finance Bank","effective":"2026-09-01","highest_general":7.4,"highest_general_tenure":"30 Months 1 Day to 36 Months","highest_senior":7.9,"highest_senior_tenure":"30 Months 1 Day to 36 Months","tax_saver":6.75,"special":null,"rates":"7 Days to 1 Month 15 Days · 3.50% · 4.00%\n1 Month 16 Days to 3 Months · 4.75% · 5.25%\n3 Month 1 Day to 6 Months · 5.25% · 5.75%\n6 Months 1 Day to 12 Months · 6.35% · 6.85%\n12 Months 1 Day to 15 Months · 7.10% · 7.60%\n15 Months 1 Day to 18 Months · 7.00% · 7.50%\n18 months 1 days to 24 months · 7.00% · 7.50%\n24 Months 1 Day to 30 Months · 7.10% · 7.60%\n30 Months 1 Day to 36 Months · 7.40% · 7.90%\n36 Months 1 Day to 45 Months · 7.00% · 7.50%\n45 Months 1 Day to less than 60 Months · 6.75% · 7.25%\n60 Months to 120 Months · 6.75% · 7.25%","senior_rule":null,"rate_card":"https://www.au.bank.in/interest-rates/fixed-deposit-interest-rates","sources":"AU Small Finance Bank interest rates page · https://www.au.bank.in/interest-rates/fixed-deposit-interest-rates","reviewed":"2026-09-30"}},{"slug":"idfc-fd-rates","name":"IDFC FIRST Bank FD Interest Rates","path":"/fd-rates/idfc-fd-rates","category":null,"updatedAt":"2026-09-30T14:49:14.198Z","fields":{"bank":"IDFC FIRST Bank","effective":"2026-06-10","highest_general":7.35,"highest_general_tenure":"500 days – 3 years","highest_senior":7.6,"highest_senior_tenure":"500 days – 3 years","tax_saver":6.75,"special":"Green Deposits · 375 days · 7.00% · 7.25%\nTax Saver Deposit · 5 Years · 6.75% · 7.00%","rates":"7 days – 14 days · 3.25% · 3.50%\n15 days – 29 days · 3.25% · 3.50%\n30 days – 45 days · 3.50% · 3.75%\n46 days – 90 days · 4.50% · 4.75%\n91 days – 180 days · 5.00% · 5.25%\n181 days – less than 1 Year · 6.50% · 6.75%\n1 year · 6.50% · 6.75%\n1 year 1 day – 370 days · 6.50% · 6.75%\n371 days – 390 days · 7.00% · 7.25%\n391 days – 499 days · 7.25% · 7.50%\n500 days – 3 years · 7.35% · 7.60%\n3 years 1 day – 5 years · 6.75% · 7.00%\n5 years 1 day – 10 years · 6.00% · 6.25%","senior_rule":null,"rate_card":"https://www.idfcfirst.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates","sources":"IDFC FIRST Bank interest rates page · https://www.idfcfirst.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates","reviewed":"2026-09-30"}},{"slug":"yes-fd-rates","name":"Yes Bank FD Interest Rates","path":"/fd-rates/yes-fd-rates","category":null,"updatedAt":"2026-09-30T14:49:24.916Z","fields":{"bank":"Yes Bank","effective":"2026-06-02","highest_general":7.25,"highest_general_tenure":"18 months 1 day < 24 months","highest_senior":7.75,"highest_senior_tenure":"18 months 1 day < 24 months; 36 months < 60 months","tax_saver":null,"special":null,"rates":"7 days to 14 days · 3.25% · 3.75%\n15 days to 45 days · 3.50% · 4.00%\n46 days to 90 days · 4.50% · 5.00%\n91 days to 120 days · 4.75% · 5.25%\n121 days to 180 days · 4.75% · 5.25%\n181 days to 271 days · 6.00% · 6.50%\n272 days to 335 days · 6.25% · 6.75%\n336 days to < 12 months · 6.50% · 7.00%\n12 months · 6.65% · 7.15%\n12 months 1 day < 18 months · 6.75% · 7.25%\n18 months · 6.75% · 7.25%\n18 months 1 day < 24 months · 7.25% · 7.75%\n24 months < 35 months · 7.00% · 7.50%\n35 months · 6.90% · 7.40%\n35 months 1 day to < 36 months · 7.00% · 7.50%\n36 months < 60 months · 7.00% · 7.75%\n60 months · 6.75% · 7.50%\n60 months 1 day to ≤ 120 months · 6.75% · 7.50%","senior_rule":null,"rate_card":"https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONT13C66A7E18434B48BC40248F6202F4A4/native/allratesandcharges_pdf.pdf?download=false","sources":"Yes Bank interest rates page · https://www.yes.bank.in/sites/web/content/published/api/v1.1/assets/CONT13C66A7E18434B48BC40248F6202F4A4/native/allratesandcharges_pdf.pdf?download=false","reviewed":"2026-09-30"}},{"slug":"kotak-fd-rates","name":"Kotak Mahindra Bank FD Interest Rates","path":"/fd-rates/kotak-fd-rates","category":null,"updatedAt":"2026-09-30T14:47:55.705Z","fields":{"bank":"Kotak Mahindra Bank","effective":"2026-06-10","highest_general":6.8,"highest_general_tenure":"2 years- less than 3 years","highest_senior":7.3,"highest_senior_tenure":"2 years- less than 3 years","tax_saver":null,"special":null,"rates":"7 - 14 Days · 2.75% · 3.25%\n15 - 30 Days · 2.75% · 3.25%\n31 - 45 Days · 3.00% · 3.50%\n46 - 90 Days · 3.50% · 4.00%\n91 Days · 4.00% · 4.50%\n92 Days - 179 Days · 4.25% · 4.75%\n180 Days · 5.00% · 5.50%\n181 Days to 269 Days · 5.50% · 6.00%\n270 Days · 5.50% · 6.00%\n271 Days to 363 Days · 6.00% · 6.50%\n364 Days · 6.00% · 6.50%\n365 Days to less than 15 Months · 6.35% · 6.85%\n15 Months - less than 18 Months · 6.45% · 6.95%\n18 months - less than 2 years · 6.55% · 7.05%\n2 years- less than 3 years · 6.80% · 7.30%\n3 years and above but less than 4 years · 6.40% · 6.90%\n4 years and above but less than 5 years · 6.40% · 6.90%\n5 years and above upto and inclusive of 10 years · 6.25% · 6.75%","senior_rule":null,"rate_card":"https://www.kotak.bank.in/en/personal-banking/deposits/fixed-deposit/fixed-deposit-interest-rate.html","sources":"Kotak Mahindra Bank interest rates page · https://www.kotak.bank.in/en/personal-banking/deposits/fixed-deposit/fixed-deposit-interest-rate.html","reviewed":"2026-09-30"}},{"slug":"bob-fd-rates","name":"Bank of Baroda FD Interest Rates","path":"/fd-rates/bob-fd-rates","category":null,"updatedAt":"2026-09-30T14:48:24.357Z","fields":{"bank":"Bank of Baroda","effective":"2026-06-12","highest_general":6.75,"highest_general_tenure":"bob Golden Goal deposit Scheme (555 Days)","highest_senior":7.25,"highest_senior_tenure":"bob Golden Goal deposit Scheme (555 Days)","tax_saver":6.3,"special":"bob Square Drive Deposit Scheme · 444 Days · 6.45% · 6.95%\nbob Golden Goal deposit Scheme · 555 Days · 6.75% · 7.25%","rates":"7 days to 14 days · 3.50% · 4.00%\n15 days to 45 days · 3.50% · 4.00%\n46 days to 90 days · 5.00% · 5.50%\n91 days to 180 days · 5.00% · 5.50%\n181 days to 210 days · 5.50% · 6.00%\n211 days to 270 days · 5.75% · 6.25%\n271 days & above and less than 1 year · 6.00% · 6.50%\n1 year · 6.25% · 6.75%\nAbove 1 year to 400 days · 6.25% · 6.75%\nAbove 400 days and upto 2 Years (except 444 and 555 Days) · 6.25% · 6.75%\nAbove 2 Years and upto 3 Years · 6.25% · 6.75%\nAbove 3 Years and upto 5 Years · 6.30% · 6.90%\nAbove 5 Years and upto 10 Years · 6.00% · 7.00%\nAbove 10 years (MACAD only) · 5.50% · 6.00%","senior_rule":"Senior citizens get 0.50 point more up to 3 years, 0.60 point more above 3 and up to 5 years, and 1.00 point more above 5 and up to 10 years; super senior citizens get a further 0.10 point above 1 year and up to 5 years.","rate_card":"https://bankofbaroda.bank.in/interest-rate-and-service-charges/deposits-interest-rates/fixed-deposits-callable-and-non-callable-upto-ten-crores","sources":"Bank of Baroda interest rates page · https://bankofbaroda.bank.in/interest-rate-and-service-charges/deposits-interest-rates/fixed-deposits-callable-and-non-callable-upto-ten-crores\ntax saver general 6.30 / senior 6.90 · https://bankofbaroda.bank.in/interest-rate-and-service-charges/deposits-interest-rates/fixed-deposits-tax-saving","reviewed":"2026-09-30"}},{"slug":"federal-fd-rates","name":"Federal Bank FD Interest Rates","path":"/fd-rates/federal-fd-rates","category":null,"updatedAt":"2026-09-30T14:49:34.793Z","fields":{"bank":"Federal Bank","effective":"2026-09-29","highest_general":6.7,"highest_general_tenure":"48 months","highest_senior":7.2,"highest_senior_tenure":"48 months","tax_saver":6.4,"special":null,"rates":"7 days to 29 days · 3.00% · 3.50%\n30 days to 45 days · 3.25% · 3.75%\n46 days to 90 days · 4.25% · 4.75%\n91 days to 180 days · 4.50% · 5.00%\n181 days · 6.00% · 6.50%\n182 days to 270 days · 5.50% · 6.00%\n271 days to less than 1 year · 6.00% · 6.50%\n1 year · 6.25% · 6.75%\nAbove 1 year to less than 15 Months · 6.55% · 7.05%\n15 Months · 6.65% · 7.15%\nAbove 15 Months to 24 Months · 6.55% · 7.05%\nAbove 24 months to less than 48 months · 6.50% · 7.00%\n48 months · 6.70% · 7.20%\nAbove 48 months to 10 years · 6.40% · 6.90%","senior_rule":"Federal Bank's table shows senior rates 0.50 point above the general rate; its page says NRO accounts do not get the senior-citizen premium.","rate_card":"https://www.federal.bank.in/deposit-rate","sources":"Federal Bank interest rates page · https://www.federal.bank.in/deposit-rate","reviewed":"2026-09-30"}},{"slug":"indian-fd-rates","name":"Indian Bank FD Interest Rates","path":"/fd-rates/indian-fd-rates","category":null,"updatedAt":"2026-09-30T14:49:02.878Z","fields":{"bank":"Indian Bank","effective":"2026-08-04","highest_general":6.65,"highest_general_tenure":"Ind Grow (555 Days)","highest_senior":7.15,"highest_senior_tenure":"Ind Grow (555 Days)","tax_saver":6,"special":"IND Supreme 2.0 · 300 days · 6.20% · 6.70%\nInd Green · 500 Days · 6.40% · 6.90%\nInd Grow · 555 Days · 6.65% · 7.15%\nInd Prosper · 777 Days · 6.60% · 7.10%","rates":"7 days to 14 days · 2.80% · 3.30%\n15 days to 29 days · 2.80% · 3.30%\n30 days to 45 days · 3.00% · 3.50%\n46 days to 90 days · 3.25% · 3.75%\n91 days to 120 days · 3.50% · 4.00%\n121 days to 180 days · 3.85% · 4.35%\n181 days to less than 9 months · 4.50% · 5.00%\n9 months to less than 1 year · 4.75% · 5.25%\nIND Supreme 2.0(300 days) · 6.20% · 6.70%\n1 year · 6.10% · 6.60%\nAbove 1 year to less than 2 years · 6.20% · 6.70%\nInd Green (500 Days) · 6.40% · 6.90%\nInd Grow (555 Days) · 6.65% · 7.15%\n2 years to less than 3 years · 6.15% · 6.65%\nInd Prosper(777 Days) · 6.60% · 7.10%\n3 years to less than 5 years · 6.05% · 6.55%\n5 year · 6.00% · 6.50%\nAbove 5 years · 6.00% · 6.75%","senior_rule":"Indian Bank states an extra 0.50 point for senior citizens (0.75 point for above 5 years up to 10 years), and a further 0.25 point for super senior citizens. The senior rates shown here are calculated from that rule.","rate_card":"https://www.indianbank.bank.in/departments/deposit-rates/","sources":"Indian Bank interest rates page · https://www.indianbank.bank.in/departments/deposit-rates/","reviewed":"2026-09-30"}},{"slug":"union-fd-rates","name":"Union Bank of India FD Interest Rates","path":"/fd-rates/union-fd-rates","category":null,"updatedAt":"2026-09-30T14:48:49.479Z","fields":{"bank":"Union Bank of India","effective":"2026-06-01","highest_general":6.65,"highest_general_tenure":"555 Days","highest_senior":7.15,"highest_senior_tenure":"555 Days","tax_saver":null,"special":"444 days · 444 days · 6.50% · 7.00%\n555 Days · 555 Days · 6.65% · 7.15%\n400 Days · 400 Days · 6.25% · 6.75%\n997 days · 997 days · 6.10% · 6.60%","rates":"7-14 Days · 2.70% · 3.20%\n15 -30 Days · 2.80% · 3.30%\n31-45 Days · 3.00% · 3.50%\n46 -90 Days · 4.00% · 4.50%\n91-120 Days · 4.30% · 4.80%\n121-180 Days · 4.75% · 5.25%\n181 -270 Days · 5.40% · 5.90%\n271-364 Days · 5.60% · 6.10%\n1 Yr to 399 days · 6.20% · 6.70%\n400 Days · 6.25% · 6.75%\n401 to 443 days · 6.25% · 6.75%\n444 days · 6.50% · 7.00%\n445 Days to 554 Days · 6.15% · 6.65%\n555 Days · 6.65% · 7.15%\n556 Days to 996 days · 6.15% · 6.65%\n997 days · 6.10% · 6.60%\n998 days to 3 Yrs · 6.10% · 6.60%\n> 3 Yrs to 10 Yrs · 6.00% · 6.50%","senior_rule":"Union Bank states an extra 0.50 point for resident senior citizens and 0.75 point for super senior citizens. The senior rates shown here are the general rate plus 0.50 point, calculated from that rule.","rate_card":"https://www.unionbankofindia.bank.in/en/details/rate-of-interest","sources":"Union Bank of India interest rates page · https://www.unionbankofindia.bank.in/en/details/rate-of-interest","reviewed":"2026-09-30"}},{"slug":"canara-fd-rates","name":"Canara Bank FD Interest Rates","path":"/fd-rates/canara-fd-rates","category":null,"updatedAt":"2026-09-30T14:48:37.222Z","fields":{"bank":"Canara Bank","effective":"2026-03-17","highest_general":6.6,"highest_general_tenure":"555 Days ##","highest_senior":7.1,"highest_senior_tenure":"555 Days ##","tax_saver":null,"special":"Canara 444 · 444 Days · 6.50% · 7.00%\nCanara 555 · 555 Days · 6.60% · 7.10%","rates":"7 Days to 45 Days* · 3.00% · 3.00%\n46 Days to 90 Days · 4.00% · 4.00%\n91 Days to 179 Days · 4.25% · 4.25%\n180 Days to 269 Days · 5.25% · 5.75%\n270 Days to less than 1 Year · 5.50% · 6.00%\n1 Year & above to 1 year 3 months Only (Except 444 days) · 6.25% · 6.75%\n444 Days ## · 6.50% · 7.00%\n555 Days ## · 6.60% · 7.10%\nAbove 1 Year 3 months to less than 2 Years (Except 555 days) · 6.25% · 6.75%\n2 Years & above to less than 3 Years · 6.25% · 6.75%\n3 Years & above to less than 5 Years · 6.25% · 6.75%\n5 Years & above to 10 Years · 6.25% · 6.75%","senior_rule":"Senior citizens get 0.50 point more on deposits below ₹3 crore for 180 days and above; super senior citizens get 0.60 point more on Canara 444 and Canara 555 only.","rate_card":"https://www.canarabank.bank.in/term-deposits-rate-of-interest-p.a.","sources":"Canara Bank interest rates page · https://www.canarabank.bank.in/term-deposits-rate-of-interest-p.a.","reviewed":"2026-09-30"}},{"slug":"pnb-fd-rates","name":"PNB FD Interest Rates","path":"/fd-rates/pnb-fd-rates","category":null,"updatedAt":"2026-09-30T14:48:10.739Z","fields":{"bank":"Punjab National Bank","effective":"2026-06-01","highest_general":6.6,"highest_general_tenure":"444 Days","highest_senior":7.1,"highest_senior_tenure":"444 Days","tax_saver":6.1,"special":"444 Days · 444 Days · 6.60% · 7.10%\n666 Days · 666 Days · 6.50% · 7.00%\nPNB Palaash (1204 days bucket) · 1204 Days · 6.30% · 6.80%\n155 Days · 155 Days · 5.55% · 6.05%\n303 Days · 303 Days · 5.55% · 6.05%\nPNB Tax Saver Fixed Deposit Scheme · 5 Years · 6.10% · 6.60%","rates":"7 to 14 Days · 3.00% · 3.50%\n15 to 45 Days · 3.00% · 3.50%\n46 to 90 Days · 4.50% · 5.00%\n91 to 154 Days · 4.90% · 5.40%\n155 Days · 5.55% · 6.05%\n156 Days to 179 Days · 4.90% · 5.40%\n180 to 270 Days · 5.60% · 6.10%\n271 Days to 302 Days · 5.60% · 6.10%\n303 Days · 5.55% · 6.05%\n304 Days to >1 Year · 5.60% · 6.10%\n1 Year · 6.25% · 6.75%\n>1 Year to 389 Days · 6.30% · 6.80%\n390 Days · 6.30% · 6.80%\n391 Days to 443 Days · 6.30% · 6.80%\n444 Days · 6.60% · 7.10%\n445 Days to 665 Days · 6.30% · 6.80%\n666 Days · 6.50% · 7.00%\n667 Days to 2 Years · 6.30% · 6.80%\n>2 to 3 Years · 6.30% · 6.80%\n>3 Years to 1203 Days · 6.35% · 6.85%\n1204 Days · 6.30% · 6.80%\n1205 Days to 5 Years · 6.35% · 6.85%\n>5 Years to 10 Years · 6.00% · 6.80%","senior_rule":"Senior citizens (60 to 79) get 0.50 point more up to 5 years and 0.80 point more above 5 years on deposits below ₹3 crore; super senior citizens (80 and above) get 0.80 point more on every tenure.","rate_card":"https://www.pnb.bank.in/Interest-Rates-Deposit.html","sources":"Punjab National Bank interest rates page · https://www.pnb.bank.in/Interest-Rates-Deposit.html","reviewed":"2026-09-30"}},{"slug":"axis-fd-rates","name":"Axis Bank FD Interest Rates","path":"/fd-rates/axis-fd-rates","category":null,"updatedAt":"2026-09-30T14:47:45.174Z","fields":{"bank":"Axis Bank","effective":"2026-09-30","highest_general":6.5,"highest_general_tenure":"18 Months < 2 years; 2 years < 3 years; 3 years < 5 years; 5 years to 10 years","highest_senior":7.25,"highest_senior_tenure":"5 years to 10 years","tax_saver":null,"special":null,"rates":"7 – 14 days · 3.00% · 3.50%\n15 – 29 days · 3.00% · 3.50%\n30 – 45 days · 3.25% · 3.75%\n46 – 60 days · 4.00% · 4.50%\n61 days - 87 days · 4.75% · 5.25%\n88 days – 3 months 24 days · 5.00% · 5.50%\n3 months 25 days < 4 months · 5.00% · 5.50%\n4 months < 6 months · 5.00% · 5.50%\n6 months < 9 months · 5.50% · 6.00%\n9 months < 1 year · 5.75% · 6.25%\n1 year – 1 year 10 days · 6.25% · 6.75%\n1 year 11 days < 13 months · 6.25% · 6.75%\n13 months < 15 months · 6.25% · 6.75%\n15 months < 18 months · 6.45% · 6.95%\n18 Months < 2 years · 6.50% · 7.00%\n2 years < 3 years · 6.50% · 7.00%\n3 years < 5 years · 6.50% · 7.00%\n5 years to 10 years · 6.50% · 7.25%","senior_rule":null,"rate_card":"https://www.axis.bank.in/docs/default-source/default-document-library/interest-rates/domestic-fixed-deposits-30-september-26.pdf","sources":"Axis Bank interest rates page · https://www.axis.bank.in/docs/default-source/default-document-library/interest-rates/domestic-fixed-deposits-30-september-26.pdf","reviewed":"2026-09-30"}},{"slug":"hdfc-fd-rates","name":"HDFC Bank FD Interest Rates","path":"/fd-rates/hdfc-fd-rates","category":null,"updatedAt":"2026-09-30T14:47:23.165Z","fields":{"bank":"HDFC Bank","effective":"2026-03-06","highest_general":6.5,"highest_general_tenure":"3 Years 1 day to < 4 Years 7 Months","highest_senior":7,"highest_senior_tenure":"3 Years 1 day to < 4 Years 7 Months","tax_saver":null,"special":null,"rates":"7 - 14 days · 2.75% · 3.25%\n15-29 days · 2.75% · 3.25%\n30-45 days · 3.25% · 3.75%\n46-60 days · 4.25% · 4.75%\n61-89 days · 4.25% · 4.75%\n90 days <= 6 months · 4.25% · 4.75%\n6 months 1 day <=9 months · 5.50% · 6.00%\n9 months 1 day to < 1 Year · 5.75% · 6.25%\n1 Year to < 15 months · 6.25% · 6.75%\n15 months to < 18 months · 6.35% · 6.85%\n18 months to < 21 months · 6.45% · 6.95%\n21 months to 2 years · 6.45% · 6.95%\n2 Years 1 day to < 2 Year 11 Months · 6.45% · 6.95%\n2 Years 11 Months (35 months) · 6.45% · 6.95%\n2 Years 11 Months 1 day <= 3 Year · 6.45% · 6.95%\n3 Years 1 day to < 4 Years 7 Months · 6.50% · 7.00%\n4 Year 7 Months (55 months) · 6.40% · 6.90%\n4 Year 7 Months 1 day <=5 Years · 6.40% · 6.90%\n5 Years 1 day to 10 Years · 6.15% · 6.65%","senior_rule":null,"rate_card":"https://www.hdfc.bank.in/fixed-deposit/fd-interest-rate","sources":"HDFC Bank interest rates page · https://www.hdfc.bank.in/fixed-deposit/fd-interest-rate\nbank's historical chart confirms 06-Mar-26 revision · https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/interest-rates/Historical-FD-Rates-Less-than-Rs-3-Crs.pdf","reviewed":"2026-09-30"}},{"slug":"icici-fd-rates","name":"ICICI Bank FD Interest Rates","path":"/fd-rates/icici-fd-rates","category":null,"updatedAt":"2026-09-30T14:47:36.533Z","fields":{"bank":"ICICI Bank","effective":"2026-09-29","highest_general":6.5,"highest_general_tenure":"3 Years 1 Day to 5 Years; 5 Years 1 Day to 10 Years","highest_senior":7.1,"highest_senior_tenure":"3 Years 1 Day to 5 Years","tax_saver":null,"special":null,"rates":"7 to 29 Days · 3.50% · 3.50%\n30 to 45 Days · 4.25% · 4.25%\n46 to 60 Days · 4.50% · 4.50%\n61 to 90 Days · 4.75% · 4.75%\n91 to 184 Days · 5.25% · 5.25%\n185 to 270 Days · 5.50% · 6.00%\n271 Days to < 1 Year · 5.50% · 6.00%\n1 Year to 389 Days · 6.25% · 6.75%\n390 Days to < 18 Months · 6.25% · 6.75%\n18 Months to 2 Years · 6.30% · 6.80%\n2 Years 1 Day to 3 Years · 6.45% · 6.95%\n3 Years 1 Day to 5 Years · 6.50% · 7.10%\n5 Years 1 Day to 10 Years · 6.50% · 7.00%","senior_rule":"ICICI Bank says senior citizens earn an extra 0.50%; its table shows no premium below 185 days and 0.60 point more for 3 years 1 day to 5 years.","rate_card":"https://www.icici.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates","sources":"ICICI Bank interest rates page · https://www.icici.bank.in/personal-banking/deposits/fixed-deposit/fd-interest-rates","reviewed":"2026-09-30"}},{"slug":"sbi-fd-rates","name":"SBI FD Interest Rates","path":"/fd-rates/sbi-fd-rates","category":null,"updatedAt":"2026-09-30T14:47:10.751Z","fields":{"bank":"State Bank of India","effective":"2025-12-15","highest_general":6.45,"highest_general_tenure":"Amrit Vrishti (444 days)","highest_senior":7.05,"highest_senior_tenure":"5 years and up to 10 years","tax_saver":null,"special":"Amrit Vrishti · 444 days · 6.45% · —","rates":"7 days to 45 days · 3.05% · 3.55%\n46 days to 179 days · 4.90% · 5.40%\n180 days to 210 days · 5.65% · 6.15%\n211 days to less than 1 year · 5.90% · 6.40%\n1 Year to less than 2 years · 6.25% · 6.75%\n2 years to less than 3 years · 6.40% · 6.90%\n3 years to less than 5 years · 6.30% · 6.80%\n5 years and up to 10 years · 6.05% · 7.05%","senior_rule":"Senior citizens get 0.50 percentage point more than the general rate. For 5 to 10 years the senior rate also includes the 0.50-point SBI We-care premium, and super senior citizens (80 and above) get a further 0.10 point.","rate_card":"https://sbi.bank.in/web/interest-rates/deposit-rates/retail-domestic-term-deposits","sources":"State Bank of India interest rates page · https://sbi.bank.in/web/interest-rates/deposit-rates/retail-domestic-term-deposits","reviewed":"2026-09-30"}}]}